YEARLY HIGH
0.1464 BOB
YEARLY LOW
0.1346 BOB
YEARLY AVERAGE
0.1402 BOB

2021 PHP to BOB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PHP to BOB exchange rate experienced significant fluctuation. The market reached its absolute peak on June 7, valuing the pair at 0.1464. Conversely, the yearly low was recorded on December 30, dropping to 0.1346.

This high-to-low spread represents a total annual volatility of 0.0117 BOB. From a start-to-finish perspective, comparing the January average rate of 0.1433 to the December average rate of 0.1371, the exchange rate registered a net change of -4.31% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.1464 was up 1.36% compared to the 2020 peak of 0.1444, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 36,592 BOB
2020 Average 34,804 BOB
Yearly Trough Low 33,655 BOB
Transaction Impact: A difference of 2,936.88 BOB purely based on transaction execution date.

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0.1449
0.1354
JanuMarcMayJulySeptNove

PHP to BOB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1432, compared to 0.1372 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0059 points.

H1 Avg (Jan–Jun) 0.1432
H2 Avg (Jul–Dec) 0.1372

Volatility Range Comparison

Volatility

The most volatile month in 2021 was July, with a trading range of 0.0054 BOB (High: 0.1408 / Low: 0.1353). On the other end, October was the most stable month, with a tight range of 0.0015 BOB (High: 0.1372 / Low: 0.1357).

July Spread (Volatile) Âą0.0054
October Spread (Stable) Âą0.0015

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0057 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0057

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2021: 0.1436) against the same month in 2020 (average: 0.1380), the exchange rate shifted by +0.0056 (+4.05%).

2021 Avg (June) 0.1436
2020 Avg (June) 0.1380

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Month High Low Average
January 0.1445 0.1429 0.1433
February 0.1443 0.1410 0.1431
March 0.1434 0.1418 0.1423
April 0.1434 0.1419 0.1425
May 0.1448 0.1431 0.1441
June 0.1464 0.1415 0.1436
July 0.1408 0.1353 0.1380
August 0.1414 0.1361 0.1375
September 0.1390 0.1350 0.1375
October 0.1372 0.1357 0.1362
November 0.1384 0.1360 0.1370
December 0.1392 0.1346 0.1371