YEARLY HIGH
4.3695 GYD
YEARLY LOW
4.0291 GYD
YEARLY AVERAGE
4.2163 GYD

2020 PHP to GYD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PHP to GYD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 3, valuing the pair at 4.3695. Conversely, the yearly low was recorded on March 18, dropping to 4.0291.

This high-to-low spread represents a total annual volatility of 0.3403 GYD. From a start-to-finish perspective, comparing the January average rate of 4.1089 to the December average rate of 4.3527, the exchange rate registered a net change of 5.93% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 4.3695 was up 5.25% compared to the 2019 peak of 4.1514, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 1,092,369 GYD
2019 Average 1,009,065 GYD
Yearly Trough Low 1,007,284 GYD
Transaction Impact: A difference of 85,085.12 GYD purely based on transaction execution date.

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4.3777
4.0782
JanuMarcMayJulySeptNove

PHP to GYD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.1278, compared to 4.3049 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1771 points.

H1 Avg (Jan–Jun) 4.1278
H2 Avg (Jul–Dec) 4.3049

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.1516 GYD (High: 4.1807 / Low: 4.0291). On the other end, October was the most stable month, with a tight range of 0.0292 GYD (High: 4.3262 / Low: 4.2969).

March Spread (Volatile) Âą0.1516
October Spread (Stable) Âą0.0292

Growth Streaks & Declines

Trends

Between March and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 9 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0073 points.

Longest Streak 9 Mo.
Sharpest MoM Drop -0.0073

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 4.3527) against the same month in 2019 (average: 4.1131), the exchange rate shifted by +0.2396 (+5.83%).

2020 Avg (December) 4.3527
2019 Avg (December) 4.1131

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Month High Low Average
January 4.1527 4.0876 4.1089
February 4.1413 4.0843 4.1105
March 4.1807 4.0291 4.1032
April 4.1610 4.0988 4.1267
May 4.1910 4.1076 4.1392
June 4.2096 4.1486 4.1783
July 4.2635 4.1990 4.2327
August 4.3274 4.2583 4.2870
September 4.3233 4.2915 4.3092
October 4.3262 4.2969 4.3123
November 4.3575 4.3062 4.3352
December 4.3695 4.3345 4.3527