YEARLY HIGH
0.1639 HRK
YEARLY LOW
0.1399 HRK
YEARLY AVERAGE
0.1508 HRK

2015 PHP to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the PHP to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 15, valuing the pair at 0.1639. Conversely, the yearly low was recorded on August 24, dropping to 0.1399.

This high-to-low spread represents a total annual volatility of 0.0240 HRK. From a start-to-finish perspective, comparing the January average rate of 0.1484 to the December average rate of 0.1485, the exchange rate registered a net change of 0.07% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.1639 was up 16.03% compared to the 2014 peak of 0.1413, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 40,980 HRK
2014 Average 32,408 HRK
Yearly Trough Low 34,983 HRK
Transaction Impact: A difference of 5,997.33 HRK purely based on transaction execution date.

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0.1600
0.1430
JanuMarcMayJulySeptNove

PHP to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1534, compared to 0.1482 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0052 points.

H1 Avg (Jan–Jun) 0.1534
H2 Avg (Jul–Dec) 0.1482

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 0.0140 HRK (High: 0.1560 / Low: 0.1420). On the other end, February was the most stable month, with a tight range of 0.0031 HRK (High: 0.1555 / Low: 0.1524).

January Spread (Volatile) Âą0.0140
February Spread (Stable) Âą0.0031

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0066 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0066

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2015: 0.1586) against the same month in 2014 (average: 0.1237), the exchange rate shifted by +0.0349 (+28.23%).

2015 Avg (March) 0.1586
2014 Avg (March) 0.1237

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Month High Low Average
January 0.1560 0.1420 0.1484
February 0.1555 0.1524 0.1535
March 0.1639 0.1553 0.1586
April 0.1603 0.1521 0.1584
May 0.1552 0.1480 0.1518
June 0.1554 0.1480 0.1497
July 0.1549 0.1506 0.1522
August 0.1523 0.1399 0.1468
September 0.1464 0.1423 0.1445
October 0.1486 0.1447 0.1466
November 0.1531 0.1471 0.1505
December 0.1525 0.1463 0.1485