YEARLY HIGH
1335.8596 IRR
YEARLY LOW
813.6233 IRR
YEARLY AVERAGE
850.5280 IRR

2020 PHP to IRR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PHP to IRR exchange rate experienced significant fluctuation. The market reached its absolute peak on July 7, valuing the pair at 1335.8596. Conversely, the yearly low was recorded on March 18, dropping to 813.6233.

This high-to-low spread represents a total annual volatility of 522.2363 IRR. From a start-to-finish perspective, comparing the January average rate of 828.3264 to the December average rate of 875.6959, the exchange rate registered a net change of 5.72% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1335.8596 was up 59.82% compared to the 2019 peak of 835.8343, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 333,964,911 IRR
2019 Average 203,606,631 IRR
Yearly Trough Low 203,405,832 IRR
Transaction Impact: A difference of 130,559,078.63 IRR purely based on transaction execution date.

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880.5402
822.4089
JanuMarcMayJulySeptNove

PHP to IRR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 831.7522, compared to 869.3038 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 37.5517 points.

H1 Avg (Jan–Jun) 831.7522
H2 Avg (Jul–Dec) 869.3038

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 489.8896 IRR (High: 1335.8596 / Low: 845.9701). On the other end, December was the most stable month, with a tight range of 4.4783 IRR (High: 877.6436 / Low: 873.1653).

July Spread (Volatile) Âą489.8896
December Spread (Stable) Âą4.4783

Growth Streaks & Declines

Trends

Between March and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 4.7034 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -4.7034

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2020: 867.9945) against the same month in 2019 (average: 823.4535), the exchange rate shifted by +44.5409 (+5.41%).

2020 Avg (July) 867.9945
2019 Avg (July) 823.4535

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Month High Low Average
January 834.2560 823.7565 828.3264
February 834.2767 824.3654 828.8256
March 841.0089 813.6233 827.2532
April 838.6929 824.5184 831.1614
May 846.8143 827.1367 833.5916
June 847.2238 834.6066 841.3548
July 1335.8596 845.9701 867.9945
August 871.1649 856.1471 863.2911
September 870.1609 865.4041 867.8554
October 870.5661 864.6866 868.1241
November 876.6021 866.8518 872.8620
December 877.6436 873.1653 875.6959