YEARLY HIGH
2.7116 JMD
YEARLY LOW
2.5445 JMD
YEARLY AVERAGE
2.6173 JMD

2026 PHP to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the PHP to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 24, valuing the pair at 2.7116. Conversely, the yearly low was recorded on April 30, dropping to 2.5445.

This high-to-low spread represents a total annual volatility of 0.1671 JMD. From a start-to-finish perspective, comparing the January average rate of 2.6689 to the December average rate of 2.5681, the exchange rate registered a net change of -3.78% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 2.7116 was down 5.60% compared to the 2025 peak of 2.8725, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 677,893 JMD
2025 Average 692,107 JMD
Yearly Trough Low 636,113 JMD
Transaction Impact: A difference of 41,779.98 JMD purely based on transaction execution date.

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2.6972
2.5478
JanuMarcMayJuly

PHP to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.6255, compared to 2.5681 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0575 points.

H1 Avg (Jan–Jun) 2.6255
H2 Avg (Jul–Dec) 2.5681

Volatility Range Comparison

Volatility

The most volatile month in 2026 was April, with a trading range of 0.1210 JMD (High: 2.6655 / Low: 2.5445). On the other end, May was the most stable month, with a tight range of 0.0087 JMD (High: 2.5638 / Low: 2.5551).

April Spread (Volatile) Âą0.1210
May Spread (Stable) Âą0.0087

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0633 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0633

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2026: 2.6847) against the same month in 2025 (average: 2.7202), the exchange rate shifted by -0.0354 (-1.30%).

2026 Avg (February) 2.6847
2025 Avg (February) 2.7202

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Month High Low Average
January 2.7043 2.6481 2.6689
February 2.7116 2.6536 2.6847
March 2.6965 2.5919 2.6346
April 2.6655 2.5445 2.6236
May 2.5638 2.5551 2.5603
June 2.6284 2.5479 2.5811
July 2.5802 2.5514 2.5681