YEARLY HIGH
0.1593 MAD
YEARLY LOW
0.1487 MAD
YEARLY AVERAGE
0.1538 MAD

2026 PHP to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the PHP to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 24, valuing the pair at 0.1593. Conversely, the yearly low was recorded on June 1, dropping to 0.1487.

This high-to-low spread represents a total annual volatility of 0.0105 MAD. From a start-to-finish perspective, comparing the January average rate of 0.1550 to the December average rate of 0.1518, the exchange rate registered a net change of -2.05% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.1593 was down 8.73% compared to the 2025 peak of 0.1745, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 39,818 MAD
2025 Average 40,643 MAD
Yearly Trough Low 37,184 MAD
Transaction Impact: A difference of 2,633.35 MAD purely based on transaction execution date.

āĻĒā§āϰāĻŦāĻŖāϤāĻžāϰ āϚāĻŋāĻ¤ā§āϰāĻžāϝāĻŧāύ

2026 āϏāĻžāϞ āϜ⧁āĻĄāĻŧ⧇ āĻŽāĻžāϏāĻŋāĻ• āĻ—āĻĄāĻŧ āĻ“āĻ āĻžāύāĻžāĻŽāĻžāĨ¤

0.1580
0.1489
JanuMarcMayJuly

PHP to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1541, compared to 0.1518 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0023 points.

H1 Avg (Jan–Jun) 0.1541
H2 Avg (Jul–Dec) 0.1518

Volatility Range Comparison

Volatility

The most volatile month in 2026 was April, with a trading range of 0.0062 MAD (High: 0.1564 / Low: 0.1502). On the other end, July was the most stable month, with a tight range of 0.0016 MAD (High: 0.1525 / Low: 0.1509).

April Spread (Volatile) Âą0.0062
July Spread (Stable) Âą0.0016

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0047 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0047

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2026: 0.1573) against the same month in 2025 (average: 0.1723), the exchange rate shifted by -0.0150 (-8.73%).

2026 Avg (February) 0.1573
2025 Avg (February) 0.1723

āĻŽāĻžāϏāĻŋāĻ• āĻŦāĻŋāĻļā§āϞ⧇āώāĻŖ

āĻĒā§āϰāϤāĻŋāϟāĻŋ āĻ•ā§āϝāĻžāϞ⧇āĻ¨ā§āĻĄāĻžāϰ āĻŽāĻžāϏ⧇āϰ āĻĒāϰāĻŋāϏāĻ‚āĻ–ā§āϝāĻžāύāĻ—āϤ āϏāĻžāϰāϏāĻ‚āĻ•ā§āώ⧇āĻĒāĨ¤

Month High Low Average
January 0.1559 0.1534 0.1550
February 0.1593 0.1550 0.1573
March 0.1592 0.1540 0.1568
April 0.1564 0.1502 0.1543
May 0.1510 0.1491 0.1496
June 0.1535 0.1487 0.1517
July 0.1525 0.1509 0.1518