YEARLY HIGH
82.4053 MGA
YEARLY LOW
70.7892 MGA
YEARLY AVERAGE
76.8581 MGA

2020 PHP to MGA Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PHP to MGA exchange rate experienced significant fluctuation. The market reached its absolute peak on November 17, valuing the pair at 82.4053. Conversely, the yearly low was recorded on March 16, dropping to 70.7892.

This high-to-low spread represents a total annual volatility of 11.6161 MGA. From a start-to-finish perspective, comparing the January average rate of 72.4133 to the December average rate of 79.4124, the exchange rate registered a net change of 9.67% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 82.4053 was up 11.34% compared to the 2019 peak of 74.0108, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 20,601,332 MGA
2019 Average 17,548,152 MGA
Yearly Trough Low 17,697,305 MGA
Transaction Impact: A difference of 2,904,026.60 MGA purely based on transaction execution date.

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82.1760
71.5258
JanuMarcMayJulySeptNove

PHP to MGA Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 74.1289, compared to 79.5874 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 5.4585 points.

H1 Avg (Jan–Jun) 74.1289
H2 Avg (Jul–Dec) 79.5874

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 4.0510 MGA (High: 81.4843 / Low: 77.4333). On the other end, July was the most stable month, with a tight range of 1.0493 MGA (High: 78.2202 / Low: 77.1709).

December Spread (Volatile) Âą4.0510
July Spread (Stable) Âą1.0493

Growth Streaks & Declines

Trends

Between January and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 10 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 1.8761 points.

Longest Streak 10 Mo.
Sharpest MoM Drop -1.8761

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2020: 81.2885) against the same month in 2019 (average: 72.7777), the exchange rate shifted by +8.5108 (+11.69%).

2020 Avg (November) 81.2885
2019 Avg (November) 72.7777

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Month High Low Average
January 73.6823 70.8229 72.4133
February 73.6361 71.0670 72.9101
March 74.2456 70.7892 73.1119
April 76.0163 73.6848 74.4954
May 76.1170 74.9053 75.3963
June 77.5326 75.1274 76.4461
July 78.2202 77.1709 77.8060
August 79.6827 77.2054 78.6762
September 80.3966 78.8570 79.5755
October 82.0412 80.1502 80.7655
November 82.4053 78.6422 81.2885
December 81.4843 77.4333 79.4124