YEARLY HIGH
9.6633 XAF
YEARLY LOW
9.1109 XAF
YEARLY AVERAGE
9.3764 XAF

2026 PHP to XAF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the PHP to XAF exchange rate experienced significant fluctuation. The market reached its absolute peak on March 1, valuing the pair at 9.6633. Conversely, the yearly low was recorded on April 30, dropping to 9.1109.

This high-to-low spread represents a total annual volatility of 0.5524 XAF. From a start-to-finish perspective, comparing the January average rate of 9.4516 to the December average rate of 9.3259, the exchange rate registered a net change of -1.33% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 9.6633 was down 12.26% compared to the 2025 peak of 11.0136, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 2,415,821 XAF
2025 Average 2,528,213 XAF
Yearly Trough Low 2,277,725 XAF
Transaction Impact: A difference of 138,095.73 XAF purely based on transaction execution date.

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9.5738
9.1147
JanuMarcMayJuly

PHP to XAF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 9.3849, compared to 9.3259 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0590 points.

H1 Avg (Jan–Jun) 9.3849
H2 Avg (Jul–Dec) 9.3259

Volatility Range Comparison

Volatility

The most volatile month in 2026 was April, with a trading range of 0.3521 XAF (High: 9.4630 / Low: 9.1109). On the other end, May was the most stable month, with a tight range of 0.0530 XAF (High: 9.1804 / Low: 9.1275).

April Spread (Volatile) Âą0.3521
May Spread (Stable) Âą0.0530

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.2008 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.2008

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2026: 9.5263) against the same month in 2025 (average: 10.5757), the exchange rate shifted by -1.0495 (-9.92%).

2026 Avg (March) 9.5263
2025 Avg (March) 10.5757

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Month High Low Average
January 9.5286 9.2787 9.4516
February 9.6624 9.3976 9.5355
March 9.6633 9.3549 9.5263
April 9.4630 9.1109 9.3255
May 9.1804 9.1275 9.1529
June 9.4298 9.1182 9.3174
July 9.3504 9.2885 9.3259