YEARLY HIGH
0.3225 ZAR
YEARLY LOW
0.2815 ZAR
YEARLY AVERAGE
0.3002 ZAR

2021 PHP to ZAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PHP to ZAR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 11, valuing the pair at 0.3225. Conversely, the yearly low was recorded on June 5, dropping to 0.2815.

This high-to-low spread represents a total annual volatility of 0.0410 ZAR. From a start-to-finish perspective, comparing the January average rate of 0.3145 to the December average rate of 0.3156, the exchange rate registered a net change of 0.36% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.3225 was down 15.10% compared to the 2020 peak of 0.3798, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 80,615 ZAR
2020 Average 83,013 ZAR
Yearly Trough Low 70,369 ZAR
Transaction Impact: A difference of 10,246.68 ZAR purely based on transaction execution date.

āĻĒā§āϰāĻŦāĻŖāϤāĻžāϰ āϚāĻŋāĻ¤ā§āϰāĻžāϝāĻŧāύ

2021 āϏāĻžāϞ āϜ⧁āĻĄāĻŧ⧇ āĻŽāĻžāϏāĻŋāĻ• āĻ—āĻĄāĻŧ āĻ“āĻ āĻžāύāĻžāĻŽāĻžāĨ¤

0.3183
0.2864
JanuMarcMayJulySeptNove

PHP to ZAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3016, compared to 0.2988 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0027 points.

H1 Avg (Jan–Jun) 0.3016
H2 Avg (Jul–Dec) 0.2988

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0246 ZAR (High: 0.3223 / Low: 0.2977). On the other end, April was the most stable month, with a tight range of 0.0094 ZAR (High: 0.3018 / Low: 0.2924).

November Spread (Volatile) Âą0.0246
April Spread (Stable) Âą0.0094

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0110 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0110

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 0.3145) against the same month in 2020 (average: 0.2834), the exchange rate shifted by +0.0311 (+10.96%).

2021 Avg (January) 0.3145
2020 Avg (January) 0.2834

āĻŽāĻžāϏāĻŋāĻ• āĻŦāĻŋāĻļā§āϞ⧇āώāĻŖ

āĻĒā§āϰāϤāĻŋāϟāĻŋ āĻ•ā§āϝāĻžāϞ⧇āĻ¨ā§āĻĄāĻžāϰ āĻŽāĻžāϏ⧇āϰ āĻĒāϰāĻŋāϏāĻ‚āĻ–ā§āϝāĻžāύāĻ—āϤ āϏāĻžāϰāϏāĻ‚āĻ•ā§āώ⧇āĻĒāĨ¤

Month High Low Average
January 0.3225 0.3033 0.3145
February 0.3135 0.2983 0.3058
March 0.3191 0.3010 0.3088
April 0.3018 0.2924 0.2978
May 0.3012 0.2860 0.2935
June 0.2959 0.2815 0.2890
July 0.2956 0.2836 0.2899
August 0.3063 0.2877 0.2947
September 0.2979 0.2832 0.2904
October 0.3017 0.2840 0.2934
November 0.3223 0.2977 0.3090
December 0.3201 0.3094 0.3156