YEARLY HIGH
589.1107 KMF
YEARLY LOW
103.9841 KMF
YEARLY AVERAGE
109.1727 KMF

2021 PLN to KMF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PLN to KMF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 5, valuing the pair at 589.1107. Conversely, the yearly low was recorded on November 20, dropping to 103.9841.

This high-to-low spread represents a total annual volatility of 485.1266 KMF. From a start-to-finish perspective, comparing the January average rate of 108.5298 to the December average rate of 122.2893, the exchange rate registered a net change of 12.68% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 589.1107 was down 89.51% compared to the 2020 peak of 5614.2546, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 11,782,213 KMF
2020 Average 2,518,974 KMF
Yearly Trough Low 2,079,681 KMF
Transaction Impact: A difference of 9,702,532.02 KMF purely based on transaction execution date.

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123.9441
104.0869
JanuMarcMayJulySeptNove

PLN to KMF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 108.5467, compared to 109.7986 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.2519 points.

H1 Avg (Jan–Jun) 108.5467
H2 Avg (Jul–Dec) 109.7986

Volatility Range Comparison

Volatility

The most volatile month in 2021 was December, with a trading range of 483.0722 KMF (High: 589.1107 / Low: 106.0385). On the other end, January was the most stable month, with a tight range of 1.7205 KMF (High: 109.0793 / Low: 107.3588).

December Spread (Volatile) Âą483.0722
January Spread (Stable) Âą1.7205

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 2.4499 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -2.4499

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 122.2893) against the same month in 2020 (average: 287.5337), the exchange rate shifted by -165.2443 (-57.47%).

2021 Avg (December) 122.2893
2020 Avg (December) 287.5337

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Month High Low Average
January 109.0793 107.3588 108.5298
February 110.2091 108.1488 109.4669
March 108.9154 105.2797 107.0170
April 110.0007 107.0489 108.2635
May 110.4384 107.2011 108.8864
June 110.5374 106.2118 109.1166
July 109.4842 106.9979 108.0275
August 109.3980 106.0014 107.5123
September 110.4564 105.5715 108.0725
October 107.9187 105.6396 107.1484
November 107.7752 103.9841 105.7416
December 589.1107 106.0385 122.2893