YEARLY HIGH
16.4321 PHP
YEARLY LOW
13.9326 PHP
YEARLY AVERAGE
15.3210 PHP

2025 PLN to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the PLN to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on December 25, valuing the pair at 16.4321. Conversely, the yearly low was recorded on January 2, dropping to 13.9326.

This high-to-low spread represents a total annual volatility of 2.4996 PHP. From a start-to-finish perspective, comparing the January average rate of 14.2423 to the December average rate of 16.3302, the exchange rate registered a net change of 14.66% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 16.4321 was up 9.72% compared to the 2024 peak of 14.9768, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 328,643 PHP
2024 Average 287,858 PHP
Yearly Trough Low 278,651 PHP
Transaction Impact: A difference of 49,991.63 PHP purely based on transaction execution date.

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16.5390
14.0335
JanuMarcMayJulySeptNove

PLN to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 14.7449, compared to 15.8970 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.1520 points.

H1 Avg (Jan–Jun) 14.7449
H2 Avg (Jul–Dec) 15.8970

Volatility Range Comparison

Volatility

The most volatile month in 2025 was June, with a trading range of 0.8445 PHP (High: 15.6482 / Low: 14.8037). On the other end, August was the most stable month, with a tight range of 0.2163 PHP (High: 15.6942 / Low: 15.4779).

June Spread (Volatile) Âą0.8445
August Spread (Stable) Âą0.2163

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.2192 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.2192

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 16.3302) against the same month in 2024 (average: 14.3310), the exchange rate shifted by +1.9992 (+13.95%).

2025 Avg (December) 16.3302
2024 Avg (December) 14.3310

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Month High Low Average
January 14.5069 13.9326 14.2423
February 14.7064 14.1803 14.4622
March 14.9875 14.3318 14.8216
April 15.2654 14.5806 14.9625
May 14.9158 14.5920 14.7433
June 15.6482 14.8037 15.2377
July 15.8134 15.4682 15.6206
August 15.6942 15.4779 15.6125
September 16.0245 15.6123 15.7790
October 16.2759 15.7927 15.9844
November 16.2278 15.7951 16.0551
December 16.4321 16.0462 16.3302