2021 SAR to MAD Historical Review

YEARLY HIGH

2.4848 MAD

YEARLY LOW

2.3453 MAD

YEARLY AVERAGE

2.3968 MAD

2021 SAR to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the SAR to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 18, valuing the pair at 2.4848. Conversely, the yearly low was recorded on May 25, dropping to 2.3453.

This high-to-low spread represents a total annual volatility of 0.1395 MAD. From a start-to-finish perspective, comparing the January average rate of 2.3741 to the December average rate of 2.4663, the exchange rate registered a net change of 3.88% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 2.4848 was down 9.28% compared to the 2020 peak of 2.7391, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 12,424 MAD

2020 Average 12,651 MAD

Yearly Trough Low 11,727 MAD

Transaction Impact: A difference of 697.43 MAD purely based on transaction execution date.

প্রবণতার চিত্রায়ন

2021 সাল জুড়ে মাসিক গড় ওঠানামা।

2.4768

2.3503

JanuMarcMayJulySeptNove

SAR to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.3788, compared to 2.4148 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0361 points.

H1 Avg (Jan–Jun) 2.3788

H2 Avg (Jul–Dec) 2.4148

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0546 MAD (High: 2.4689 / Low: 2.4143). On the other end, October was the most stable month, with a tight range of 0.0131 MAD (High: 2.4201 / Low: 2.4070).

November Spread (Volatile) ±0.0546

October Spread (Stable) ±0.0131

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0268 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0268

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 2.4663) against the same month in 2020 (average: 2.3943), the exchange rate shifted by +0.0720 (+3.01%).

2021 Avg (December) 2.4663

2020 Avg (December) 2.3943

মাসিক বিশ্লেষণ

প্রতিটি ক্যালেন্ডার মাসের পরিসংখ্যানগত সারসংক্ষেপ।

Month	High	Low	Average
January	2.3913	2.3456	2.3741
February	2.4011	2.3701	2.3847
March	2.4204	2.3820	2.4012
April	2.4157	2.3671	2.3877
May	2.3908	2.3453	2.3609
June	2.3777	2.3486	2.3641
July	2.3921	2.3756	2.3837
August	2.4018	2.3718	2.3917
September	2.4168	2.3784	2.3910
October	2.4201	2.4070	2.4142
November	2.4689	2.4143	2.4422
December	2.4848	2.4538	2.4663

2021 SAR থেকে MAD-এর ঐতিহাসিক পর্যালোচনা