YEARLY HIGH
47.7335 PKR
YEARLY LOW
40.3150 PKR
YEARLY AVERAGE
43.4350 PKR

2021 SAR to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the SAR to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 19, valuing the pair at 47.7335. Conversely, the yearly low was recorded on May 9, dropping to 40.3150.

This high-to-low spread represents a total annual volatility of 7.4185 PKR. From a start-to-finish perspective, comparing the January average rate of 42.8116 to the December average rate of 47.3105, the exchange rate registered a net change of 10.51% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 47.7335 was up 5.99% compared to the 2020 peak of 45.0350, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 238,667 PKR
2020 Average 215,632 PKR
Yearly Trough Low 201,575 PKR
Transaction Impact: A difference of 37,092.44 PKR purely based on transaction execution date.

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47.9577
40.1910
JanuMarcMayJulySeptNove

SAR to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 41.7246, compared to 45.1453 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 3.4208 points.

H1 Avg (Jan–Jun) 41.7246
H2 Avg (Jul–Dec) 45.1453

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 1.8731 PKR (High: 47.0753 / Low: 45.2022). On the other end, January was the most stable month, with a tight range of 0.2772 PKR (High: 42.9580 / Low: 42.6808).

November Spread (Volatile) Âą1.8731
January Spread (Stable) Âą0.2772

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.8700 points.

Longest Streak 8 Mo.
Sharpest MoM Drop -0.8700

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 47.3105) against the same month in 2020 (average: 42.7234), the exchange rate shifted by +4.5871 (+10.74%).

2021 Avg (December) 47.3105
2020 Avg (December) 42.7234

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Month High Low Average
January 42.9580 42.6808 42.8116
February 42.7800 42.0628 42.4949
March 42.1199 40.6957 41.6249
April 41.1533 40.6795 40.8382
May 41.3926 40.3150 40.8705
June 42.1961 41.1690 41.7072
July 43.3531 41.8800 42.6566
August 44.4532 43.3513 43.9279
September 45.5593 44.5580 44.9176
October 46.6976 45.4566 45.8425
November 47.0753 45.2022 46.2170
December 47.7335 46.6931 47.3105