YEARLY HIGH
4.0958 PHP
YEARLY LOW
2.2633 PHP
YEARLY AVERAGE
2.9612 PHP

2020 SCR to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SCR to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on March 16, valuing the pair at 4.0958. Conversely, the yearly low was recorded on December 27, dropping to 2.2633.

This high-to-low spread represents a total annual volatility of 1.8325 PHP. From a start-to-finish perspective, comparing the January average rate of 3.7211 to the December average rate of 2.2686, the exchange rate registered a net change of -39.04% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 4.0958 was down 2.30% compared to the 2019 peak of 4.1923, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SCR based on timing:

Yearly Peak High 20,479 PHP
2019 Average 18,926 PHP
Yearly Trough Low 11,317 PHP
Transaction Impact: A difference of 9,162.50 PHP purely based on transaction execution date.

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3.8728
2.1227
JanuMarcMayJulySeptNove

SCR to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.3400, compared to 2.5824 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.7576 points.

H1 Avg (Jan–Jun) 3.3400
H2 Avg (Jul–Dec) 2.5824

Volatility Range Comparison

Volatility

The most volatile month in 2020 was April, with a trading range of 0.8312 PHP (High: 3.7021 / Low: 2.8709). On the other end, September was the most stable month, with a tight range of 0.0279 PHP (High: 2.7193 / Low: 2.6914).

April Spread (Volatile) Âą0.8312
September Spread (Stable) Âą0.0279

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.6080 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.6080

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 3.7270) against the same month in 2019 (average: 3.8344), the exchange rate shifted by -0.1074 (-2.80%).

2020 Avg (March) 3.7270
2019 Avg (March) 3.8344

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Month High Low Average
January 3.9837 3.6819 3.7211
February 3.8368 3.6843 3.7183
March 4.0958 3.6271 3.7270
April 3.7021 2.8709 3.1190
May 3.1264 2.7909 2.9059
June 2.9831 2.7963 2.8485
July 2.8308 2.7379 2.7980
August 2.7631 2.6299 2.7303
September 2.7193 2.6914 2.7027
October 2.6968 2.5063 2.6250
November 2.5127 2.3081 2.3698
December 2.3071 2.2633 2.2686