2021 TOP to GHS Historical Review

YEARLY HIGH

2.7316 GHS

YEARLY LOW

2.4938 GHS

YEARLY AVERAGE

2.6144 GHS

2021 TOP to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the TOP to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on November 2, valuing the pair at 2.7316. Conversely, the yearly low was recorded on March 3, dropping to 2.4938.

This high-to-low spread represents a total annual volatility of 0.2378 GHS. From a start-to-finish perspective, comparing the January average rate of 2.5661 to the December average rate of 2.6887, the exchange rate registered a net change of 4.78% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 2.7316 was up 4.42% compared to the 2020 peak of 2.6161, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TOP based on timing:

Yearly Peak High 13,658 GHS

2020 Average 12,460 GHS

Yearly Trough Low 12,469 GHS

Transaction Impact: A difference of 1,188.97 GHS purely based on transaction execution date.

প্রবণতার চিত্রায়ন

2021 সাল জুড়ে মাসিক গড় ওঠানামা।

2.7313

2.4994

JanuMarcMayJulySeptNove

TOP to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.5520, compared to 2.6768 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1249 points.

H1 Avg (Jan–Jun) 2.5520

H2 Avg (Jul–Dec) 2.6768

Volatility Range Comparison

Volatility

The most volatile month in 2021 was October, with a trading range of 0.0659 GHS (High: 2.7298 / Low: 2.6639). On the other end, February was the most stable month, with a tight range of 0.0208 GHS (High: 2.5329 / Low: 2.5121).

October Spread (Volatile) ±0.0659

February Spread (Stable) ±0.0208

Growth Streaks & Declines

Trends

Between March and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0415 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.0415

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 2.7120) against the same month in 2020 (average: 2.5356), the exchange rate shifted by +0.1764 (+6.96%).

2021 Avg (November) 2.7120

2020 Avg (November) 2.5356

মাসিক বিশ্লেষণ

প্রতিটি ক্যালেন্ডার মাসের পরিসংখ্যানগত সারসংক্ষেপ।

Month	High	Low	Average
January	2.5940	2.5356	2.5661
February	2.5329	2.5121	2.5246
March	2.5370	2.4938	2.5187
April	2.5589	2.5151	2.5382
May	2.5950	2.5392	2.5639
June	2.6204	2.5799	2.6003
July	2.6443	2.5951	2.6283
August	2.6731	2.6343	2.6588
September	2.7065	2.6527	2.6787
October	2.7298	2.6639	2.6945
November	2.7316	2.6840	2.7120
December	2.7127	2.6557	2.6887

2021 TOP থেকে GHS-এর ঐতিহাসিক পর্যালোচনা