YEARLY HIGH
0.0468 HNL
YEARLY LOW
0.0412 HNL
YEARLY AVERAGE
0.0435 HNL

2021 XAF to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the XAF to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 0.0468. Conversely, the yearly low was recorded on November 25, dropping to 0.0412.

This high-to-low spread represents a total annual volatility of 0.0056 HNL. From a start-to-finish perspective, comparing the January average rate of 0.0450 to the December average rate of 0.0419, the exchange rate registered a net change of -6.93% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0468 was up 3.14% compared to the 2020 peak of 0.0454, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XAF based on timing:

Yearly Peak High 234 HNL
2020 Average 215 HNL
Yearly Trough Low 206 HNL
Transaction Impact: A difference of 28.08 HNL purely based on transaction execution date.

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0.0453
0.0415
JanuMarcMayJulySeptNove

XAF to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0444, compared to 0.0426 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0018 points.

H1 Avg (Jan–Jun) 0.0444
H2 Avg (Jul–Dec) 0.0426

Volatility Range Comparison

Volatility

The most volatile month in 2021 was January, with a trading range of 0.0024 HNL (High: 0.0468 / Low: 0.0444). On the other end, October was the most stable month, with a tight range of 0.0007 HNL (High: 0.0430 / Low: 0.0424).

January Spread (Volatile) Âą0.0024
October Spread (Stable) Âą0.0007

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0011 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0011

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 0.0450) against the same month in 2020 (average: 0.0420), the exchange rate shifted by +0.0030 (+7.19%).

2021 Avg (January) 0.0450
2020 Avg (January) 0.0420

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Month High Low Average
January 0.0468 0.0444 0.0450
February 0.0451 0.0442 0.0447
March 0.0448 0.0431 0.0439
April 0.0446 0.0433 0.0439
May 0.0450 0.0441 0.0446
June 0.0449 0.0432 0.0441
July 0.0434 0.0425 0.0430
August 0.0432 0.0423 0.0427
September 0.0436 0.0426 0.0432
October 0.0430 0.0424 0.0427
November 0.0428 0.0412 0.0420
December 0.0423 0.0415 0.0419