YEARLY HIGH
0.1058 PHP
YEARLY LOW
0.0908 PHP
YEARLY AVERAGE
0.0990 PHP

2025 XAF to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the XAF to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on December 12, valuing the pair at 0.1058. Conversely, the yearly low was recorded on January 2, dropping to 0.0908.

This high-to-low spread represents a total annual volatility of 0.0150 PHP. From a start-to-finish perspective, comparing the January average rate of 0.0922 to the December average rate of 0.1051, the exchange rate registered a net change of 13.93% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.1058 was up 8.30% compared to the 2024 peak of 0.0977, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XAF based on timing:

Yearly Peak High 529 PHP
2024 Average 473 PHP
Yearly Trough Low 454 PHP
Transaction Impact: A difference of 75.18 PHP purely based on transaction execution date.

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0.1064
0.0908
JanuMarcMayJulySeptNove

XAF to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0952, compared to 0.1029 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0078 points.

H1 Avg (Jan–Jun) 0.0952
H2 Avg (Jul–Dec) 0.1029

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0051 PHP (High: 0.0994 / Low: 0.0943). On the other end, August was the most stable month, with a tight range of 0.0016 PHP (High: 0.1021 / Low: 0.1005).

April Spread (Volatile) Âą0.0051
August Spread (Stable) Âą0.0016

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0018 points.

Longest Streak 7 Mo.
Sharpest MoM Drop -0.0018

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 0.1051) against the same month in 2024 (average: 0.0933), the exchange rate shifted by +0.0118 (+12.67%).

2025 Avg (December) 0.1051
2024 Avg (December) 0.0933

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Month High Low Average
January 0.0933 0.0908 0.0922
February 0.0929 0.0913 0.0921
March 0.0955 0.0917 0.0946
April 0.0994 0.0943 0.0974
May 0.0965 0.0946 0.0956
June 0.1013 0.0966 0.0991
July 0.1024 0.1006 0.1013
August 0.1021 0.1005 0.1014
September 0.1042 0.1012 0.1025
October 0.1050 0.1026 0.1036
November 0.1046 0.1026 0.1038
December 0.1058 0.1035 0.1051