YEARLY HIGH
0.6453 BAM
YEARLY LOW
0.5862 BAM
YEARLY AVERAGE
0.6119 BAM

2021 XCD to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the XCD to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on November 24, valuing the pair at 0.6453. Conversely, the yearly low was recorded on January 6, dropping to 0.5862.

This high-to-low spread represents a total annual volatility of 0.0591 BAM. From a start-to-finish perspective, comparing the January average rate of 0.5945 to the December average rate of 0.6403, the exchange rate registered a net change of 7.70% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.6453 was down 4.32% compared to the 2020 peak of 0.6744, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XCD based on timing:

Yearly Peak High 3,226 BAM
2020 Average 3,175 BAM
Yearly Trough Low 2,931 BAM
Transaction Impact: A difference of 295.54 BAM purely based on transaction execution date.

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0.6449
0.5899
JanuMarcMayJulySeptNove

XCD to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6007, compared to 0.6232 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0225 points.

H1 Avg (Jan–Jun) 0.6007
H2 Avg (Jul–Dec) 0.6232

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0215 BAM (High: 0.6453 / Low: 0.6238). On the other end, December was the most stable month, with a tight range of 0.0055 BAM (High: 0.6439 / Low: 0.6384).

November Spread (Volatile) Âą0.0215
December Spread (Stable) Âą0.0055

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0101 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0101

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 0.6345) against the same month in 2020 (average: 0.6116), the exchange rate shifted by +0.0229 (+3.75%).

2021 Avg (November) 0.6345
2020 Avg (November) 0.6116

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Month High Low Average
January 0.5999 0.5862 0.5945
February 0.6041 0.5949 0.5986
March 0.6168 0.6000 0.6082
April 0.6167 0.5968 0.6061
May 0.6024 0.5906 0.5960
June 0.6084 0.5921 0.6006
July 0.6151 0.6065 0.6116
August 0.6198 0.6080 0.6149
September 0.6255 0.6095 0.6144
October 0.6264 0.6207 0.6236
November 0.6453 0.6238 0.6345
December 0.6439 0.6384 0.6403