YEARLY HIGH
22.7733 ZAR
YEARLY LOW
19.2894 ZAR
YEARLY AVERAGE
21.0682 ZAR

2021 XDR to ZAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the XDR to ZAR exchange rate experienced significant fluctuation. The market reached its absolute peak on November 26, valuing the pair at 22.7733. Conversely, the yearly low was recorded on June 4, dropping to 19.2894.

This high-to-low spread represents a total annual volatility of 3.4839 ZAR. From a start-to-finish perspective, comparing the January average rate of 21.7938 to the December average rate of 22.2577, the exchange rate registered a net change of 2.13% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 22.7733 was down 13.23% compared to the 2020 peak of 26.2446, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 113,867 ZAR
2020 Average 114,643 ZAR
Yearly Trough Low 96,447 ZAR
Transaction Impact: A difference of 17,419.58 ZAR purely based on transaction execution date.

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22.4845
19.7637
JanuMarcMayJulySeptNove

XDR to ZAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 20.8834, compared to 21.2529 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.3695 points.

H1 Avg (Jan–Jun) 20.8834
H2 Avg (Jul–Dec) 21.2529

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 1.7212 ZAR (High: 22.7733 / Low: 21.0521). On the other end, April was the most stable month, with a tight range of 0.6504 ZAR (High: 20.8594 / Low: 20.2090).

November Spread (Volatile) Âą1.7212
April Spread (Stable) Âą0.6504

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.7962 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.7962

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 21.8562) against the same month in 2020 (average: 22.0606), the exchange rate shifted by -0.2044 (-0.93%).

2021 Avg (November) 21.8562
2020 Avg (November) 22.0606

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Month High Low Average
January 22.3830 21.0539 21.7938
February 21.8149 20.8474 21.2685
March 22.2184 20.9049 21.4026
April 20.8594 20.2090 20.6064
May 20.8296 19.8360 20.2387
June 20.5859 19.2894 19.9904
July 21.1012 20.1970 20.6536
August 21.7253 20.4456 21.0239
September 21.4791 20.1164 20.7096
October 21.6311 20.3305 21.0166
November 22.7733 21.0521 21.8562
December 22.6371 21.7817 22.2577