YEARLY HIGH
0.2573 HNL
YEARLY LOW
0.2264 HNL
YEARLY AVERAGE
0.2390 HNL

2021 XPF to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the XPF to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 0.2573. Conversely, the yearly low was recorded on November 25, dropping to 0.2264.

This high-to-low spread represents a total annual volatility of 0.0309 HNL. From a start-to-finish perspective, comparing the January average rate of 0.2472 to the December average rate of 0.2301, the exchange rate registered a net change of -6.93% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.2573 was up 3.14% compared to the 2020 peak of 0.2494, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XPF based on timing:

Yearly Peak High 1,286 HNL
2020 Average 1,183 HNL
Yearly Trough Low 1,132 HNL
Transaction Impact: A difference of 154.34 HNL purely based on transaction execution date.

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0.2489
0.2284
JanuMarcMayJulySeptNove

XPF to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2439, compared to 0.2341 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0098 points.

H1 Avg (Jan–Jun) 0.2439
H2 Avg (Jul–Dec) 0.2341

Volatility Range Comparison

Volatility

The most volatile month in 2021 was January, with a trading range of 0.0131 HNL (High: 0.2573 / Low: 0.2442). On the other end, October was the most stable month, with a tight range of 0.0037 HNL (High: 0.2366 / Low: 0.2329).

January Spread (Volatile) Âą0.0131
October Spread (Stable) Âą0.0037

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0060 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0060

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 0.2472) against the same month in 2020 (average: 0.2306), the exchange rate shifted by +0.0166 (+7.19%).

2021 Avg (January) 0.2472
2020 Avg (January) 0.2306

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Month High Low Average
January 0.2573 0.2442 0.2472
February 0.2480 0.2432 0.2457
March 0.2460 0.2370 0.2414
April 0.2453 0.2378 0.2415
May 0.2473 0.2425 0.2452
June 0.2466 0.2376 0.2426
July 0.2388 0.2339 0.2366
August 0.2376 0.2324 0.2346
September 0.2395 0.2344 0.2377
October 0.2366 0.2329 0.2348
November 0.2351 0.2264 0.2309
December 0.2326 0.2282 0.2301