YEARLY HIGH
2327.5071 CDF
YEARLY LOW
119.8116 CDF
YEARLY AVERAGE
1160.8154 CDF

2026 ZMW to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the ZMW to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on April 18, valuing the pair at 2327.5071. Conversely, the yearly low was recorded on August 6, dropping to 119.8116.

This high-to-low spread represents a total annual volatility of 2207.6955 CDF. From a start-to-finish perspective, comparing the January average rate of 2259.9039 to the December average rate of 121.1510, the exchange rate registered a net change of -94.64% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 2327.5071 was down 20.10% compared to the 2025 peak of 2913.1472, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ZMW based on timing:

Yearly Peak High 11,637,535 CDF
2025 Average 13,627,561 CDF
Yearly Trough Low 599,058 CDF
Transaction Impact: A difference of 11,038,477.42 CDF purely based on transaction execution date.

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2488.6520
-94.0763
JanuMarcMayJuly

ZMW to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1506.6382, compared to 123.3468 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1383.2914 points.

H1 Avg (Jan–Jun) 1506.6382
H2 Avg (Jul–Dec) 123.3468

Volatility Range Comparison

Volatility

The most volatile month in 2026 was April, with a trading range of 2204.8862 CDF (High: 2327.5071 / Low: 122.6209). On the other end, August was the most stable month, with a tight range of 2.0944 CDF (High: 121.9060 / Low: 119.8116).

April Spread (Volatile) Âą2204.8862
August Spread (Stable) Âą2.0944

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 1876.7540 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -1876.7540

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2026: 1999.8063) against the same month in 2025 (average: 2897.2280), the exchange rate shifted by -897.4217 (-30.98%).

2026 Avg (April) 1999.8063
2025 Avg (April) 2897.2280

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Month High Low Average
January 2318.8445 2151.8813 2259.9039
February 2311.8262 2118.6315 2254.1163
March 2316.0604 2168.3727 2273.4246
April 2327.5071 122.6209 1999.8063
May 124.0698 121.7977 123.0523
June 133.3377 124.4621 129.5257
July 127.6553 123.3438 125.5426
August 121.9060 119.8116 121.1510