YEARLY HIGH
60.7210 PHP
YEARLY LOW
0.1872 PHP
YEARLY AVERAGE
32.7025 PHP

2026 ZWL to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the ZWL to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on March 30, valuing the pair at 60.7210. Conversely, the yearly low was recorded on June 16, dropping to 0.1872.

This high-to-low spread represents a total annual volatility of 60.5337 PHP. From a start-to-finish perspective, comparing the January average rate of 59.1438 to the December average rate of 0.1914, the exchange rate registered a net change of -99.68% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 60.7210 was up 2.21% compared to the 2025 peak of 59.4100, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ZWL based on timing:

Yearly Peak High 303,605 PHP
2025 Average 287,458 PHP
Yearly Trough Low 936 PHP
Transaction Impact: A difference of 302,668.73 PHP purely based on transaction execution date.

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65.4942
-5.7467
JanuMarcMayJuly

ZWL to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 38.1210, compared to 0.1914 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 37.9297 points.

H1 Avg (Jan–Jun) 38.1210
H2 Avg (Jul–Dec) 0.1914

Volatility Range Comparison

Volatility

The most volatile month in 2026 was April, with a trading range of 60.5062 PHP (High: 60.6950 / Low: 0.1888). On the other end, May was the most stable month, with a tight range of 0.0008 PHP (High: 0.1911 / Low: 0.1903).

April Spread (Volatile) Âą60.5062
May Spread (Stable) Âą0.0008

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 51.2809 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -51.2809

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2026: 59.5574) against the same month in 2025 (average: 57.4116), the exchange rate shifted by +2.1459 (+3.74%).

2026 Avg (March) 59.5574
2025 Avg (March) 57.4116

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Month High Low Average
January 59.5020 58.7800 59.1438
February 59.0300 57.5370 58.1724
March 60.7210 57.7253 59.5574
April 60.6950 0.1888 51.4718
May 0.1911 0.1903 0.1909
June 0.1919 0.1872 0.1900
July 0.1920 0.1908 0.1914