2020 BND to BGN Historical Review

YEARLY HIGH

1.3126 BGN

YEARLY LOW

1.1952 BGN

YEARLY AVERAGE

1.2438 BGN

2020 BND to BGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BND to BGN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 26, valuing the pair at 1.3126. Conversely, the yearly low was recorded on December 21, dropping to 1.1952.

This high-to-low spread represents a total annual volatility of 0.1174 BGN. From a start-to-finish perspective, comparing the January average rate of 1.3040 to the December average rate of 1.2061, the exchange rate registered a net change of -7.51% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.3126 was down 1.19% compared to the 2019 peak of 1.3285, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BND based on timing:

Yearly Peak High 6,563 BGN

2019 Average 6,371 BGN

Yearly Trough Low 5,976 BGN

Transaction Impact: A difference of 587.00 BGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.3138

1.1963

JanuMarcMayJulySeptNove

BND to BGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.2699, compared to 1.2177 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0522 points.

H1 Avg (Jan–Jun) 1.2699

H2 Avg (Jul–Dec) 1.2177

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 0.0482 BGN (High: 1.2485 / Low: 1.2003). On the other end, August was the most stable month, with a tight range of 0.0109 BGN (High: 1.2123 / Low: 1.2015).

July Spread (Volatile) ±0.0482

August Spread (Stable) ±0.0109

Growth Streaks & Declines

Trends

Between August and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0395 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0395

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 1.3040) against the same month in 2019 (average: 1.0930), the exchange rate shifted by +0.2111 (+19.31%).

2020 Avg (January) 1.3040

2019 Avg (January) 1.0930

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.3126	1.2897	1.3040
February	1.3028	1.2703	1.2894
March	1.2703	1.2268	1.2498
April	1.2755	1.2453	1.2636
May	1.2775	1.2438	1.2651
June	1.2568	1.2308	1.2475
July	1.2485	1.2003	1.2295
August	1.2123	1.2015	1.2071
September	1.2280	1.2071	1.2157
October	1.2299	1.2151	1.2224
November	1.2320	1.2172	1.2254
December	1.2111	1.1952	1.2061