2025 BND to BIF Historical Review

YEARLY HIGH

2339.2599 BIF

YEARLY LOW

2132.9223 BIF

YEARLY AVERAGE

2263.2436 BIF

2025 BND to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the BND to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on July 4, valuing the pair at 2339.2599. Conversely, the yearly low was recorded on January 15, dropping to 2132.9223.

This high-to-low spread represents a total annual volatility of 206.3376 BIF. From a start-to-finish perspective, comparing the January average rate of 2165.2435 to the December average rate of 2292.3103, the exchange rate registered a net change of 5.87% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 2339.2599 was up 3.45% compared to the 2024 peak of 2261.3136, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BND based on timing:

Yearly Peak High 11,696,299 BIF

2024 Average 10,796,361 BIF

Yearly Trough Low 10,664,611 BIF

Transaction Impact: A difference of 1,031,688.09 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

2328.7292

2150.3811

JanuMarcMayJulySeptNove

BND to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2231.7991, compared to 2294.6880 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 62.8889 points.

H1 Avg (Jan–Jun) 2231.7991

H2 Avg (Jul–Dec) 2294.6880

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 100.4098 BIF (High: 2273.8851 / Low: 2173.4753). On the other end, December was the most stable month, with a tight range of 27.6061 BIF (High: 2305.9575 / Low: 2278.3514).

April Spread (Volatile) ±100.4098

December Spread (Stable) ±27.6061

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 31.3488 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -31.3488

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2025: 2313.8669) against the same month in 2024 (average: 2138.3957), the exchange rate shifted by +175.4712 (+8.21%).

2025 Avg (July) 2313.8669

2024 Avg (July) 2138.3957

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2195.0185	2132.9223	2165.2435
February	2215.5927	2162.4569	2192.5909
March	2230.9836	2183.1273	2210.3348
April	2273.8851	2173.4753	2238.6652
May	2318.2715	2236.5526	2277.9232
June	2331.5818	2286.7476	2306.0372
July	2339.2599	2280.4128	2313.8669
August	2324.3453	2266.8950	2310.4627
September	2333.6118	2271.0672	2308.8321
October	2298.0881	2265.2623	2277.4833
November	2287.6147	2252.8160	2265.1725
December	2305.9575	2278.3514	2292.3103