2020 BND to NAD Historical Review

YEARLY HIGH

13.4126 NAD

YEARLY LOW

10.3713 NAD

YEARLY AVERAGE

11.9372 NAD

2020 BND to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BND to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 23, valuing the pair at 13.4126. Conversely, the yearly low was recorded on January 4, dropping to 10.3713.

This high-to-low spread represents a total annual volatility of 3.0413 NAD. From a start-to-finish perspective, comparing the January average rate of 10.6276 to the December average rate of 11.1646, the exchange rate registered a net change of 5.05% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 13.4126 was down 50.90% compared to the 2019 peak of 27.3147, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BND based on timing:

Yearly Peak High 67,063 NAD

2019 Average 52,904 NAD

Yearly Trough Low 51,857 NAD

Transaction Impact: A difference of 15,206.35 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

13.2688

10.3875

JanuMarcMayJulySeptNove

BND to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 11.8818, compared to 11.9926 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1108 points.

H1 Avg (Jan–Jun) 11.8818

H2 Avg (Jul–Dec) 11.9926

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 1.5510 NAD (High: 12.5884 / Low: 11.0374). On the other end, July was the most stable month, with a tight range of 0.3644 NAD (High: 12.2370 / Low: 11.8726).

March Spread (Volatile) ±1.5510

July Spread (Stable) ±0.3644

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.6910 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.6910

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 13.0287) against the same month in 2019 (average: 10.4873), the exchange rate shifted by +2.5414 (+24.23%).

2020 Avg (April) 13.0287

2019 Avg (April) 10.4873

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	10.8246	10.3713	10.6276
February	11.0374	10.6701	10.7786
March	12.5884	11.0374	11.7395
April	13.4126	12.4790	13.0287
May	13.2399	12.2885	12.8303
June	12.4832	11.9829	12.2863
July	12.2370	11.8726	12.0604
August	12.8741	12.0682	12.6627
September	12.7853	11.9295	12.3034
October	13.3281	11.8429	12.2279
November	11.9557	11.3730	11.5369
December	11.4453	10.8789	11.1646