2020 BND to PHP Historical Review

YEARLY HIGH

37.8613 PHP

YEARLY LOW

34.9988 PHP

YEARLY AVERAGE

35.9674 PHP

2020 BND to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BND to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 37.8613. Conversely, the yearly low was recorded on March 24, dropping to 34.9988.

This high-to-low spread represents a total annual volatility of 2.8625 PHP. From a start-to-finish perspective, comparing the January average rate of 37.6303 to the December average rate of 36.0873, the exchange rate registered a net change of -4.10% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 37.8613 was down 4.33% compared to the 2019 peak of 39.5750, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BND based on timing:

Yearly Peak High 189,307 PHP

2019 Average 188,662 PHP

Yearly Trough Low 174,994 PHP

Transaction Impact: A difference of 14,312.55 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

37.8404

35.3195

JanuMarcMayJulySeptNove

BND to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 36.2198, compared to 35.7150 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.5048 points.

H1 Avg (Jan–Jun) 36.2198

H2 Avg (Jul–Dec) 35.7150

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 1.6767 PHP (High: 36.6755 / Low: 34.9988). On the other end, July was the most stable month, with a tight range of 0.3986 PHP (High: 35.8399 / Low: 35.4413).

March Spread (Volatile) ±1.6767

July Spread (Stable) ±0.3986

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 1.0562 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -1.0562

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 37.6303) against the same month in 2019 (average: 33.4547), the exchange rate shifted by +4.1756 (+12.48%).

2020 Avg (January) 37.6303

2019 Avg (January) 33.4547

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	37.8613	37.3448	37.6303
February	37.3738	36.2905	36.5741
March	36.6755	34.9988	35.9678
April	35.8470	35.2650	35.5681
May	35.9542	35.4064	35.6535
June	36.3687	35.6524	35.9248
July	35.8399	35.4413	35.5831
August	35.8401	35.4303	35.6122
September	35.8237	35.1715	35.5296
October	35.8570	35.4539	35.6778
November	36.0074	35.4705	35.7999
December	36.3513	35.7860	36.0873