YEARLY HIGH
18.4754 ALL
YEARLY LOW
12.6440 ALL
YEARLY AVERAGE
15.7310 ALL

2020 BOB to ALL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BOB to ALL exchange rate experienced significant fluctuation. The market reached its absolute peak on May 10, valuing the pair at 18.4754. Conversely, the yearly low was recorded on July 19, dropping to 12.6440.

This high-to-low spread represents a total annual volatility of 5.8314 ALL. From a start-to-finish perspective, comparing the January average rate of 15.8958 to the December average rate of 14.7222, the exchange rate registered a net change of -7.38% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 18.4754 was up 13.82% compared to the 2019 peak of 16.2322, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 92,377 ALL
2019 Average 79,503 ALL
Yearly Trough Low 63,220 ALL
Transaction Impact: A difference of 29,156.98 ALL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

16.9447
14.5202
JanuMarcMayJulySeptNove

BOB to ALL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 16.2693, compared to 15.1928 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.0766 points.

H1 Avg (Jan–Jun) 16.2693
H2 Avg (Jul–Dec) 15.1928

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 3.3508 ALL (High: 15.9947 / Low: 12.6440). On the other end, August was the most stable month, with a tight range of 0.2469 ALL (High: 15.2863 / Low: 15.0394).

July Spread (Volatile) ±3.3508
August Spread (Stable) ±0.2469

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.5311 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.5311

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2020: 16.5163) against the same month in 2019 (average: 15.9161), the exchange rate shifted by +0.6002 (+3.77%).

2020 Avg (May) 16.5163
2019 Avg (May) 15.9161

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 16.0960 15.7166 15.8958
February 16.3794 15.9163 16.1886
March 17.1917 15.6097 16.2876
April 16.9735 16.3313 16.7426
May 18.4754 16.1901 16.5163
June 16.1877 15.8130 15.9851
July 15.9947 12.6440 15.5962
August 15.2863 15.0394 15.1841
September 15.4206 15.0088 15.2359
October 15.4152 15.1569 15.2636
November 15.3775 15.0112 15.1544
December 14.9819 14.5367 14.7222