YEARLY HIGH
12.3924 BDT
YEARLY LOW
12.2366 BDT
YEARLY AVERAGE
12.2920 BDT

2020 BOB to BDT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BOB to BDT exchange rate experienced significant fluctuation. The market reached its absolute peak on May 12, valuing the pair at 12.3924. Conversely, the yearly low was recorded on January 11, dropping to 12.2366.

This high-to-low spread represents a total annual volatility of 0.1558 BDT. From a start-to-finish perspective, comparing the January average rate of 12.2690 to the December average rate of 12.3000, the exchange rate registered a net change of 0.25% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 12.3924 was up 0.75% compared to the 2019 peak of 12.2997, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 61,962 BDT
2019 Average 61,063 BDT
Yearly Trough Low 61,183 BDT
Transaction Impact: A difference of 779.17 BDT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

12.3215
12.2642
JanuMarcMayJulySeptNove

BOB to BDT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 12.2975, compared to 12.2866 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0109 points.

H1 Avg (Jan–Jun) 12.2975
H2 Avg (Jul–Dec) 12.2866

Volatility Range Comparison

Volatility

The most volatile month in 2020 was May, with a trading range of 0.1027 BDT (High: 12.3924 / Low: 12.2897). On the other end, September was the most stable month, with a tight range of 0.0289 BDT (High: 12.2995 / Low: 12.2706).

May Spread (Volatile) ±0.1027
September Spread (Stable) ±0.0289

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0247 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0247

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2020: 12.3167) against the same month in 2019 (average: 12.2169), the exchange rate shifted by +0.0998 (+0.82%).

2020 Avg (May) 12.3167
2019 Avg (May) 12.2169

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 12.2948 12.2366 12.2690
February 12.3020 12.2660 12.2806
March 12.3473 12.2545 12.3143
April 12.3377 12.2509 12.3125
May 12.3924 12.2897 12.3167
June 12.3026 12.2668 12.2920
July 12.2981 12.2625 12.2798
August 12.3197 12.2560 12.2857
September 12.2995 12.2706 12.2816
October 12.3017 12.2625 12.2794
November 12.3071 12.2550 12.2930
December 12.3405 12.2447 12.3000