2020 BOB to BGN Historical Review

YEARLY HIGH

0.2665 BGN

YEARLY LOW

0.2315 BGN

YEARLY AVERAGE

0.2486 BGN

2020 BOB to BGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BOB to BGN exchange rate experienced significant fluctuation. The market reached its absolute peak on March 23, valuing the pair at 0.2665. Conversely, the yearly low was recorded on December 17, dropping to 0.2315.

This high-to-low spread represents a total annual volatility of 0.0350 BGN. From a start-to-finish perspective, comparing the January average rate of 0.2547 to the December average rate of 0.2331, the exchange rate registered a net change of -8.49% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.2665 was up 2.54% compared to the 2019 peak of 0.2599, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 1,332 BGN

2019 Average 1,264 BGN

Yearly Trough Low 1,157 BGN

Transaction Impact: A difference of 174.99 BGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.2638

0.2303

JanuMarcMayJulySeptNove

BOB to BGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2572, compared to 0.2400 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0172 points.

H1 Avg (Jan–Jun) 0.2572

H2 Avg (Jul–Dec) 0.2400

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0177 BGN (High: 0.2665 / Low: 0.2487). On the other end, August was the most stable month, with a tight range of 0.0036 BGN (High: 0.2413 / Low: 0.2377).

March Spread (Volatile) ±0.0177

August Spread (Stable) ±0.0036

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0083 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0083

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.2569) against the same month in 2019 (average: 0.2506), the exchange rate shifted by +0.0063 (+2.52%).

2020 Avg (March) 0.2569

2019 Avg (March) 0.2506

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2569	0.2513	0.2547
February	0.2621	0.2551	0.2590
March	0.2665	0.2487	0.2569
April	0.2634	0.2584	0.2610
May	0.2627	0.2552	0.2599
June	0.2545	0.2491	0.2516
July	0.2520	0.2391	0.2472
August	0.2413	0.2377	0.2395
September	0.2438	0.2380	0.2404
October	0.2430	0.2385	0.2407
November	0.2431	0.2368	0.2394
December	0.2351	0.2315	0.2331