2020 BOB to BIF Historical Review

YEARLY HIGH

283.4032 BIF

YEARLY LOW

271.1127 BIF

YEARLY AVERAGE

277.3369 BIF

2020 BOB to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BOB to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 11, valuing the pair at 283.4032. Conversely, the yearly low was recorded on January 1, dropping to 271.1127.

This high-to-low spread represents a total annual volatility of 12.2905 BIF. From a start-to-finish perspective, comparing the January average rate of 272.5486 to the December average rate of 281.7728, the exchange rate registered a net change of 3.38% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 283.4032 was up 3.81% compared to the 2019 peak of 273.0011, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 1,417,016 BIF

2019 Average 1,332,543 BIF

Yearly Trough Low 1,355,563 BIF

Transaction Impact: A difference of 61,452.59 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

282.6952

271.6262

JanuMarcMayJulySeptNove

BOB to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 274.5440, compared to 280.1298 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 5.5858 points.

H1 Avg (Jan–Jun) 274.5440

H2 Avg (Jul–Dec) 280.1298

Volatility Range Comparison

Volatility

The most volatile month in 2020 was April, with a trading range of 4.1804 BIF (High: 276.7832 / Low: 272.6028). On the other end, September was the most stable month, with a tight range of 0.8469 BIF (High: 280.0969 / Low: 279.2500).

April Spread (Volatile) ±4.1804

September Spread (Stable) ±0.8469

Growth Streaks & Declines

Trends

Between January and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 11 straight months. No significant month-over-month rate declines were detected.

Longest Streak 11 Mo.

Sharpest MoM Drop -0.0000

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 281.7728) against the same month in 2019 (average: 271.5979), the exchange rate shifted by +10.1749 (+3.75%).

2020 Avg (December) 281.7728

2019 Avg (December) 271.5979

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	273.4917	271.1127	272.5486
February	273.4917	272.3039	273.0450
March	275.8427	273.0881	274.6195
April	276.7832	272.6028	275.0073
May	277.0881	274.1666	275.9530
June	278.0775	275.0543	276.0904
July	279.4374	276.2167	278.6025
August	279.9482	278.6975	279.3456
September	280.0969	279.2500	279.7159
October	281.0001	279.7691	280.2104
November	282.1688	280.0046	281.1314
December	283.4032	280.1003	281.7728