2021 BOB to CAD Historical Review

YEARLY HIGH

0.1874 CAD

YEARLY LOW

0.1733 CAD

YEARLY AVERAGE

0.1816 CAD

2021 BOB to CAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BOB to CAD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 21, valuing the pair at 0.1874. Conversely, the yearly low was recorded on June 6, dropping to 0.1733.

This high-to-low spread represents a total annual volatility of 0.0142 CAD. From a start-to-finish perspective, comparing the January average rate of 0.1847 to the December average rate of 0.1855, the exchange rate registered a net change of 0.43% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.1874 was down 11.59% compared to the 2020 peak of 0.2120, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 937 CAD

2020 Average 972 CAD

Yearly Trough Low 866 CAD

Transaction Impact: A difference of 70.77 CAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.1865

0.1748

JanuMarcMayJulySeptNove

BOB to CAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1807, compared to 0.1826 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0019 points.

H1 Avg (Jan–Jun) 0.1807

H2 Avg (Jul–Dec) 0.1826

Volatility Range Comparison

Volatility

The most volatile month in 2021 was June, with a trading range of 0.0072 CAD (High: 0.1805 / Low: 0.1733). On the other end, January was the most stable month, with a tight range of 0.0027 CAD (High: 0.1861 / Low: 0.1834).

June Spread (Volatile) ±0.0072

January Spread (Stable) ±0.0027

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0053 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0053

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 0.1855) against the same month in 2020 (average: 0.1858), the exchange rate shifted by -0.0003 (-0.15%).

2021 Avg (December) 0.1855

2020 Avg (December) 0.1858

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1861	0.1834	0.1847
February	0.1864	0.1813	0.1838
March	0.1837	0.1793	0.1820
April	0.1826	0.1776	0.1811
May	0.1785	0.1747	0.1757
June	0.1805	0.1733	0.1768
July	0.1850	0.1782	0.1812
August	0.1858	0.1806	0.1826
September	0.1859	0.1814	0.1835
October	0.1832	0.1788	0.1802
November	0.1855	0.1793	0.1823
December	0.1874	0.1831	0.1855