YEARLY HIGH
0.1438 CHF
YEARLY LOW
0.1281 CHF
YEARLY AVERAGE
0.1360 CHF

2020 BOB to CHF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BOB to CHF exchange rate experienced significant fluctuation. The market reached its absolute peak on March 23, valuing the pair at 0.1438. Conversely, the yearly low was recorded on December 18, dropping to 0.1281.

This high-to-low spread represents a total annual volatility of 0.0157 CHF. From a start-to-finish perspective, comparing the January average rate of 0.1402 to the December average rate of 0.1289, the exchange rate registered a net change of -8.12% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.1438 was down 2.83% compared to the 2019 peak of 0.1479, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 719 CHF
2019 Average 719 CHF
Yearly Trough Low 640 CHF
Transaction Impact: A difference of 78.32 CHF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.1423
0.1276
JanuMarcMayJulySeptNove

BOB to CHF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1399, compared to 0.1321 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0078 points.

H1 Avg (Jan–Jun) 0.1399
H2 Avg (Jul–Dec) 0.1321

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0093 CHF (High: 0.1438 / Low: 0.1344). On the other end, January was the most stable month, with a tight range of 0.0018 CHF (High: 0.1411 / Low: 0.1393).

March Spread (Volatile) ±0.0093
January Spread (Stable) ±0.0018

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0034 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0034

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.1390) against the same month in 2019 (average: 0.1447), the exchange rate shifted by -0.0058 (-3.97%).

2020 Avg (March) 0.1390
2019 Avg (March) 0.1447

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.1411 0.1393 0.1402
February 0.1423 0.1393 0.1411
March 0.1438 0.1344 0.1390
April 0.1419 0.1393 0.1408
May 0.1415 0.1392 0.1405
June 0.1393 0.1365 0.1378
July 0.1370 0.1316 0.1353
August 0.1330 0.1310 0.1318
September 0.1345 0.1315 0.1326
October 0.1333 0.1311 0.1322
November 0.1330 0.1305 0.1319
December 0.1302 0.1281 0.1289