2020 BOB to CNY Historical Review

YEARLY HIGH

1.0418 CNY

YEARLY LOW

0.9428 CNY

YEARLY AVERAGE

0.9999 CNY

2020 BOB to CNY Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BOB to CNY exchange rate experienced significant fluctuation. The market reached its absolute peak on March 29, valuing the pair at 1.0418. Conversely, the yearly low was recorded on December 24, dropping to 0.9428.

This high-to-low spread represents a total annual volatility of 0.0991 CNY. From a start-to-finish perspective, comparing the January average rate of 1.0013 to the December average rate of 0.9487, the exchange rate registered a net change of -5.26% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.0418 was down 0.15% compared to the 2019 peak of 1.0434, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 5,209 CNY

2019 Average 4,999 CNY

Yearly Trough Low 4,714 CNY

Transaction Impact: A difference of 495.32 CNY purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.0380

0.9406

JanuMarcMayJulySeptNove

BOB to CNY Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0190, compared to 0.9809 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0381 points.

H1 Avg (Jan–Jun) 1.0190

H2 Avg (Jul–Dec) 0.9809

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0371 CNY (High: 1.0418 / Low: 1.0048). On the other end, December was the most stable month, with a tight range of 0.0106 CNY (High: 0.9534 / Low: 0.9428).

March Spread (Volatile) ±0.0371

December Spread (Stable) ±0.0106

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0170 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0170

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 1.0202) against the same month in 2019 (average: 0.9720), the exchange rate shifted by +0.0483 (+4.96%).

2020 Avg (March) 1.0202

2019 Avg (March) 0.9720

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0089	0.9916	1.0013
February	1.0188	1.0032	1.0117
March	1.0418	1.0048	1.0202
April	1.0317	1.0207	1.0256
May	1.0387	1.0242	1.0299
June	1.0326	1.0203	1.0251
July	1.0235	1.0090	1.0151
August	1.0117	0.9941	1.0039
September	0.9911	0.9791	0.9868
October	0.9844	0.9626	0.9737
November	0.9693	0.9493	0.9573
December	0.9534	0.9428	0.9487