YEARLY HIGH
3.7852 CZK
YEARLY LOW
3.0909 CZK
YEARLY AVERAGE
3.3630 CZK

2020 BOB to CZK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BOB to CZK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 19, valuing the pair at 3.7852. Conversely, the yearly low was recorded on December 17, dropping to 3.0909.

This high-to-low spread represents a total annual volatility of 0.6943 CZK. From a start-to-finish perspective, comparing the January average rate of 3.2848 to the December average rate of 3.1328, the exchange rate registered a net change of -4.63% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 3.7852 was up 10.54% compared to the 2019 peak of 3.4242, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 18,926 CZK
2019 Average 16,589 CZK
Yearly Trough Low 15,455 CZK
Transaction Impact: A difference of 3,471.56 CZK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

3.6907
3.0821
JanuMarcMayJulySeptNove

BOB to CZK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.4656, compared to 3.2604 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2052 points.

H1 Avg (Jan–Jun) 3.4656
H2 Avg (Jul–Dec) 3.2604

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.5479 CZK (High: 3.7852 / Low: 3.2373). On the other end, January was the most stable month, with a tight range of 0.0623 CZK (High: 3.3157 / Low: 3.2534).

March Spread (Volatile) ±0.5479
January Spread (Stable) ±0.0623

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.1938 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.1938

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 3.4912) against the same month in 2019 (average: 3.2912), the exchange rate shifted by +0.2000 (+6.08%).

2020 Avg (March) 3.4912
2019 Avg (March) 3.2912

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.3157 3.2534 3.2848
February 3.3695 3.2858 3.3225
March 3.7852 3.2373 3.4912
April 3.7363 3.5449 3.6400
May 3.7159 3.5119 3.6245
June 3.4826 3.3839 3.4307
July 3.4341 3.1994 3.3519
August 3.2384 3.1732 3.2042
September 3.3791 3.1904 3.2865
October 3.3934 3.3074 3.3483
November 3.3920 3.1696 3.2389
December 3.1807 3.0909 3.1328