YEARLY HIGH
26.1399 DJF
YEARLY LOW
25.6469 DJF
YEARLY AVERAGE
25.7916 DJF

2020 BOB to DJF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BOB to DJF exchange rate experienced significant fluctuation. The market reached its absolute peak on March 29, valuing the pair at 26.1399. Conversely, the yearly low was recorded on January 1, dropping to 25.6469.

This high-to-low spread represents a total annual volatility of 0.4931 DJF. From a start-to-finish perspective, comparing the January average rate of 25.7439 to the December average rate of 25.8246, the exchange rate registered a net change of 0.31% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 26.1399 was down 0.14% compared to the 2019 peak of 26.1770, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 130,700 DJF
2019 Average 128,739 DJF
Yearly Trough Low 128,234 DJF
Transaction Impact: A difference of 2,465.44 DJF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

25.8568
25.7336
JanuMarcMayJulySeptNove

BOB to DJF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 25.7894, compared to 25.7938 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0044 points.

H1 Avg (Jan–Jun) 25.7894
H2 Avg (Jul–Dec) 25.7938

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.4234 DJF (High: 26.1399 / Low: 25.7165). On the other end, February was the most stable month, with a tight range of 0.0504 DJF (High: 25.7818 / Low: 25.7314).

March Spread (Volatile) ±0.4234
February Spread (Stable) ±0.0504

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0397 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0397

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 25.8465) against the same month in 2019 (average: 25.7715), the exchange rate shifted by +0.0751 (+0.29%).

2020 Avg (March) 25.8465
2019 Avg (March) 25.7715

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 25.8035 25.6469 25.7439
February 25.7818 25.7314 25.7462
March 26.1399 25.7165 25.8465
April 26.0394 25.7093 25.8199
May 25.9912 25.7465 25.8098
June 25.7971 25.7225 25.7701
July 25.8258 25.7390 25.7766
August 25.8209 25.7431 25.7833
September 25.8320 25.7448 25.7830
October 25.8590 25.7439 25.7833
November 25.8580 25.7252 25.8122
December 25.9307 25.7067 25.8246