2020 BOB to GEL Historical Review

YEARLY HIGH

0.5028 GEL

YEARLY LOW

0.4019 GEL

YEARLY AVERAGE

0.4510 GEL

2020 BOB to GEL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BOB to GEL exchange rate experienced significant fluctuation. The market reached its absolute peak on March 25, valuing the pair at 0.5028. Conversely, the yearly low was recorded on February 25, dropping to 0.4019.

This high-to-low spread represents a total annual volatility of 0.1009 GEL. From a start-to-finish perspective, comparing the January average rate of 0.4162 to the December average rate of 0.4778, the exchange rate registered a net change of 14.83% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.5028 was up 16.13% compared to the 2019 peak of 0.4330, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 2,514 GEL

2019 Average 2,038 GEL

Yearly Trough Low 2,009 GEL

Transaction Impact: A difference of 504.66 GEL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.4880

0.4042

JanuMarcMayJulySeptNove

BOB to GEL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4389, compared to 0.4632 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0242 points.

H1 Avg (Jan–Jun) 0.4389

H2 Avg (Jul–Dec) 0.4632

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0998 GEL (High: 0.5028 / Low: 0.4030). On the other end, May was the most stable month, with a tight range of 0.0060 GEL (High: 0.4671 / Low: 0.4612).

March Spread (Volatile) ±0.0998

May Spread (Stable) ±0.0060

Growth Streaks & Declines

Trends

Between June and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0221 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0221

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.4380) against the same month in 2019 (average: 0.3882), the exchange rate shifted by +0.0497 (+12.81%).

2020 Avg (March) 0.4380

2019 Avg (March) 0.3882

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4187	0.4121	0.4162
February	0.4180	0.4019	0.4112
March	0.5028	0.4030	0.4380
April	0.4762	0.4560	0.4616
May	0.4671	0.4612	0.4644
June	0.4621	0.4266	0.4422
July	0.4483	0.4418	0.4449
August	0.4515	0.4455	0.4477
September	0.4854	0.4449	0.4603
October	0.4747	0.4637	0.4671
November	0.4959	0.4693	0.4810
December	0.4822	0.4723	0.4778