YEARLY HIGH
49.1394 HUF
YEARLY LOW
42.0353 HUF
YEARLY AVERAGE
44.6127 HUF

2020 BOB to HUF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BOB to HUF exchange rate experienced significant fluctuation. The market reached its absolute peak on April 3, valuing the pair at 49.1394. Conversely, the yearly low was recorded on December 17, dropping to 42.0353.

This high-to-low spread represents a total annual volatility of 7.1041 HUF. From a start-to-finish perspective, comparing the January average rate of 43.5147 to the December average rate of 42.7729, the exchange rate registered a net change of -1.70% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 49.1394 was up 10.42% compared to the 2019 peak of 44.5038, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 245,697 HUF
2019 Average 210,284 HUF
Yearly Trough Low 210,176 HUF
Transaction Impact: A difference of 35,520.54 HUF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

48.0819
42.2061
JanuMarcMayJulySeptNove

BOB to HUF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 45.4251, compared to 43.8003 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.6248 points.

H1 Avg (Jan–Jun) 45.4251
H2 Avg (Jul–Dec) 43.8003

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 6.0952 HUF (High: 48.7833 / Low: 42.6881). On the other end, December was the most stable month, with a tight range of 1.2453 HUF (High: 43.2806 / Low: 42.0353).

March Spread (Volatile) ±6.0952
December Spread (Stable) ±1.2453

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 1.9080 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -1.9080

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 47.5923) against the same month in 2019 (average: 41.3545), the exchange rate shifted by +6.2378 (+15.08%).

2020 Avg (April) 47.5923
2019 Avg (April) 41.3545

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 44.3523 42.5003 43.5147
February 45.3374 43.9583 44.7143
March 48.7833 42.6881 45.3817
April 49.1394 46.4618 47.5923
May 47.5743 45.2138 46.6279
June 45.8186 43.8030 44.7199
July 45.5511 42.1008 44.3698
August 43.6368 42.0937 42.6958
September 45.4457 43.2605 44.2882
October 45.6276 43.6021 44.6084
November 45.6146 43.5351 44.0667
December 43.2806 42.0353 42.7729