2014 BOB to LTL Historical Review

YEARLY HIGH

0.4121 LTL

YEARLY LOW

0.3584 LTL

YEARLY AVERAGE

0.3766 LTL

2014 BOB to LTL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the BOB to LTL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 0.4121. Conversely, the yearly low was recorded on March 18, dropping to 0.3584.

This high-to-low spread represents a total annual volatility of 0.0537 LTL. From a start-to-finish perspective, comparing the January average rate of 0.3667 to the December average rate of 0.4059, the exchange rate registered a net change of 10.68% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.4121 was up 5.74% compared to the 2013 peak of 0.3898, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 2,061 LTL

2013 Average 1,872 LTL

Yearly Trough Low 1,792 LTL

Transaction Impact: A difference of 268.74 LTL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.4103

0.3568

JanuMarcMayJulySeptNove

BOB to LTL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3645, compared to 0.3887 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0242 points.

H1 Avg (Jan–Jun) 0.3645

H2 Avg (Jul–Dec) 0.3887

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.0154 LTL (High: 0.3955 / Low: 0.3801). On the other end, June was the most stable month, with a tight range of 0.0037 LTL (High: 0.3692 / Low: 0.3654).

September Spread (Volatile) ±0.0154

June Spread (Stable) ±0.0037

Growth Streaks & Declines

Trends

Between March and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 9 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0047 points.

Longest Streak 9 Mo.

Sharpest MoM Drop -0.0047

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 0.4059) against the same month in 2013 (average: 0.3646), the exchange rate shifted by +0.0413 (+11.32%).

2014 Avg (December) 0.4059

2013 Avg (December) 0.3646

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3695	0.3629	0.3667
February	0.3697	0.3625	0.3659
March	0.3637	0.3584	0.3613
April	0.3647	0.3599	0.3617
May	0.3672	0.3590	0.3638
June	0.3692	0.3654	0.3675
July	0.3731	0.3654	0.3689
August	0.3798	0.3723	0.3752
September	0.3955	0.3801	0.3874
October	0.3977	0.3907	0.3943
November	0.4031	0.3976	0.4007
December	0.4121	0.3998	0.4059