2025 BOB to MAD Historical Review

YEARLY HIGH

1.4642 MAD

YEARLY LOW

1.2959 MAD

YEARLY AVERAGE

1.3524 MAD

2025 BOB to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the BOB to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 2, valuing the pair at 1.4642. Conversely, the yearly low was recorded on August 23, dropping to 1.2959.

This high-to-low spread represents a total annual volatility of 0.1683 MAD. From a start-to-finish perspective, comparing the January average rate of 1.4525 to the December average rate of 1.3270, the exchange rate registered a net change of -8.65% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 1.4642 was down 0.35% compared to the 2024 peak of 1.4692, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 7,321 MAD

2024 Average 7,189 MAD

Yearly Trough Low 6,479 MAD

Transaction Impact: A difference of 841.39 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

1.4673

1.2898

JanuMarcMayJulySeptNove

BOB to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.3857, compared to 1.3191 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0666 points.

H1 Avg (Jan–Jun) 1.3857

H2 Avg (Jul–Dec) 1.3191

Volatility Range Comparison

Volatility

The most volatile month in 2025 was March, with a trading range of 0.0618 MAD (High: 1.4455 / Low: 1.3837). On the other end, November was the most stable month, with a tight range of 0.0143 MAD (High: 1.3481 / Low: 1.3339).

March Spread (Volatile) ±0.0618

November Spread (Stable) ±0.0143

Growth Streaks & Declines

Trends

Between July and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0503 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0503

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 1.4525) against the same month in 2024 (average: 1.4404), the exchange rate shifted by +0.0121 (+0.84%).

2025 Avg (January) 1.4525

2024 Avg (January) 1.4404

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.4642	1.4382	1.4525
February	1.4585	1.4350	1.4453
March	1.4455	1.3837	1.4043
April	1.3950	1.3348	1.3540
May	1.3488	1.3294	1.3382
June	1.3407	1.3013	1.3202
July	1.3209	1.2976	1.3046
August	1.3273	1.2959	1.3074
September	1.3182	1.2963	1.3077
October	1.3398	1.3158	1.3271
November	1.3481	1.3339	1.3411
December	1.3386	1.3135	1.3270