2020 BOB to MWK Historical Review

YEARLY HIGH

111.9973 MWK

YEARLY LOW

105.5636 MWK

YEARLY AVERAGE

107.8069 MWK

2020 BOB to MWK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BOB to MWK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 111.9973. Conversely, the yearly low was recorded on February 15, dropping to 105.5636.

This high-to-low spread represents a total annual volatility of 6.4337 MWK. From a start-to-finish perspective, comparing the January average rate of 106.4650 to the December average rate of 111.2675, the exchange rate registered a net change of 4.51% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 111.9973 was down 2.29% compared to the 2019 peak of 114.6267, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 559,986 MWK

2019 Average 531,226 MWK

Yearly Trough Low 527,818 MWK

Transaction Impact: A difference of 32,168.67 MWK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

111.7728

105.7096

JanuMarcMayJulySeptNove

BOB to MWK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 106.6307, compared to 108.9831 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 2.3524 points.

H1 Avg (Jan–Jun) 106.6307

H2 Avg (Jul–Dec) 108.9831

Volatility Range Comparison

Volatility

The most volatile month in 2020 was November, with a trading range of 1.8754 MWK (High: 110.7920 / Low: 108.9165). On the other end, January was the most stable month, with a tight range of 0.6336 MWK (High: 106.8344 / Low: 106.2008).

November Spread (Volatile) ±1.8754

January Spread (Stable) ±0.6336

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.2501 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.2501

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 111.2675) against the same month in 2019 (average: 106.1514), the exchange rate shifted by +5.1161 (+4.82%).

2020 Avg (December) 111.2675

2019 Avg (December) 106.1514

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	106.8344	106.2008	106.4650
February	106.7240	105.5636	106.2149
March	107.2545	106.5545	106.8790
April	107.2412	106.0296	106.7412
May	107.0190	106.3394	106.7355
June	107.2211	106.4508	106.7488
July	107.3784	106.2882	106.7090
August	108.7163	106.9362	108.0031
September	109.1415	107.8533	108.5618
October	109.7732	108.5992	109.1723
November	110.7920	108.9165	110.1852
December	111.9973	110.5990	111.2675