2020 BOB to MYR Historical Review

YEARLY HIGH

0.6505 MYR

YEARLY LOW

0.5861 MYR

YEARLY AVERAGE

0.6087 MYR

2020 BOB to MYR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BOB to MYR exchange rate experienced significant fluctuation. The market reached its absolute peak on March 23, valuing the pair at 0.6505. Conversely, the yearly low was recorded on December 14, dropping to 0.5861.

This high-to-low spread represents a total annual volatility of 0.0644 MYR. From a start-to-finish perspective, comparing the January average rate of 0.5897 to the December average rate of 0.5884, the exchange rate registered a net change of -0.22% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.6505 was up 5.44% compared to the 2019 peak of 0.6169, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 3,252 MYR

2019 Average 2,997 MYR

Yearly Trough Low 2,930 MYR

Transaction Impact: A difference of 321.96 MYR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.6351

0.5842

JanuMarcMayJulySeptNove

BOB to MYR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6156, compared to 0.6018 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0138 points.

H1 Avg (Jan–Jun) 0.6156

H2 Avg (Jul–Dec) 0.6018

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0474 MYR (High: 0.6505 / Low: 0.6030). On the other end, October was the most stable month, with a tight range of 0.0042 MYR (High: 0.6033 / Low: 0.5991).

March Spread (Volatile) ±0.0474

October Spread (Stable) ±0.0042

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0109 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0109

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.6237) against the same month in 2019 (average: 0.5905), the exchange rate shifted by +0.0332 (+5.62%).

2020 Avg (March) 0.6237

2019 Avg (March) 0.5905

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5933	0.5862	0.5897
February	0.6121	0.5924	0.6014
March	0.6505	0.6030	0.6237
April	0.6373	0.6233	0.6309
May	0.6322	0.6232	0.6291
June	0.6251	0.6153	0.6187
July	0.6206	0.6129	0.6176
August	0.6133	0.6035	0.6067
September	0.6047	0.5959	0.6009
October	0.6033	0.5991	0.6013
November	0.6049	0.5894	0.5959
December	0.5927	0.5861	0.5884