2014 BOB to SBD Historical Review

YEARLY HIGH

1.1092 SBD

YEARLY LOW

1.0359 SBD

YEARLY AVERAGE

1.0579 SBD

2014 BOB to SBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the BOB to SBD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 26, valuing the pair at 1.1092. Conversely, the yearly low was recorded on September 4, dropping to 1.0359.

This high-to-low spread represents a total annual volatility of 0.0733 SBD. From a start-to-finish perspective, comparing the January average rate of 1.0435 to the December average rate of 1.0948, the exchange rate registered a net change of 4.92% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 1.1092 was up 5.41% compared to the 2013 peak of 1.0523, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 5,546 SBD

2013 Average 5,150 SBD

Yearly Trough Low 5,180 SBD

Transaction Impact: A difference of 366.46 SBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

1.0999

1.0384

JanuMarcMayJulySeptNove

BOB to SBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0510, compared to 1.0649 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0139 points.

H1 Avg (Jan–Jun) 1.0510

H2 Avg (Jul–Dec) 1.0649

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.0341 SBD (High: 1.0700 / Low: 1.0359). On the other end, March was the most stable month, with a tight range of 0.0045 SBD (High: 1.0536 / Low: 1.0491).

September Spread (Volatile) ±0.0341

March Spread (Stable) ±0.0045

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0075 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0075

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 1.0948) against the same month in 2013 (average: 1.0404), the exchange rate shifted by +0.0544 (+5.23%).

2014 Avg (December) 1.0948

2013 Avg (December) 1.0404

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0522	1.0390	1.0435
February	1.0544	1.0490	1.0516
March	1.0536	1.0491	1.0514
April	1.0564	1.0504	1.0524
May	1.0613	1.0539	1.0572
June	1.0580	1.0443	1.0497
July	1.0513	1.0438	1.0470
August	1.0519	1.0424	1.0467
September	1.0700	1.0359	1.0554
October	1.0778	1.0632	1.0685
November	1.0834	1.0661	1.0769
December	1.1092	1.0789	1.0948