2020 BOB to STD Historical Review

YEARLY HIGH

3249.6575 STD

YEARLY LOW

2962.1267 STD

YEARLY AVERAGE

3117.6786 STD

2020 BOB to STD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BOB to STD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 29, valuing the pair at 3249.6575. Conversely, the yearly low was recorded on December 31, dropping to 2962.1267.

This high-to-low spread represents a total annual volatility of 287.5309 STD. From a start-to-finish perspective, comparing the January average rate of 3117.8989 to the December average rate of 2998.9488, the exchange rate registered a net change of -3.82% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 3249.6575 was up 2.50% compared to the 2019 peak of 3170.3188, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 16,248,288 STD

2019 Average 15,419,036 STD

Yearly Trough Low 14,810,633 STD

Transaction Impact: A difference of 1,437,654.27 STD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

3230.1062

2977.9345

JanuMarcMayJulySeptNove

BOB to STD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3180.8045, compared to 3054.5527 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 126.2518 points.

H1 Avg (Jan–Jun) 3180.8045

H2 Avg (Jul–Dec) 3054.5527

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 93.0237 STD (High: 3185.8458 / Low: 3092.8221). On the other end, June was the most stable month, with a tight range of 15.5103 STD (High: 3194.7823 / Low: 3179.2720).

July Spread (Volatile) ±93.0237

June Spread (Stable) ±15.5103

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 97.7536 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -97.7536

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 3209.0919) against the same month in 2019 (average: 3047.4908), the exchange rate shifted by +161.6011 (+5.30%).

2020 Avg (March) 3209.0919

2019 Avg (March) 3047.4908

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	3125.5263	3106.5527	3117.8989
February	3193.2605	3116.9625	3172.8710
March	3249.6575	3186.0668	3209.0919
April	3225.7658	3184.2827	3198.6507
May	3218.8993	3189.4345	3196.8769
June	3194.7823	3179.2720	3189.4378
July	3185.8458	3092.8221	3155.9069
August	3098.6787	3035.8868	3058.1533
September	3051.1694	3015.1954	3036.0765
October	3049.0387	3029.8066	3040.2561
November	3053.7746	3026.8754	3037.9748
December	3043.8238	2962.1267	2998.9488