YEARLY HIGH
1.2747 SVC
YEARLY LOW
1.2635 SVC
YEARLY AVERAGE
1.2676 SVC

2020 BOB to SVC Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BOB to SVC exchange rate experienced significant fluctuation. The market reached its absolute peak on December 11, valuing the pair at 1.2747. Conversely, the yearly low was recorded on December 24, dropping to 1.2635.

This high-to-low spread represents a total annual volatility of 0.0111 SVC. From a start-to-finish perspective, comparing the January average rate of 1.2654 to the December average rate of 1.2694, the exchange rate registered a net change of 0.31% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.2747 was up 0.10% compared to the 2019 peak of 1.2733, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 6,373 SVC
2019 Average 6,330 SVC
Yearly Trough Low 6,318 SVC
Transaction Impact: A difference of 55.74 SVC purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.2703
1.2650
JanuMarcMayJulySeptNove

BOB to SVC Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.2674, compared to 1.2678 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0004 points.

H1 Avg (Jan–Jun) 1.2674
H2 Avg (Jul–Dec) 1.2678

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 0.0111 SVC (High: 1.2747 / Low: 1.2635). On the other end, February was the most stable month, with a tight range of 0.0019 SVC (High: 1.2671 / Low: 1.2652).

December Spread (Volatile) ±0.0111
February Spread (Stable) ±0.0019

Growth Streaks & Declines

Trends

Between June and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0017 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0017

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 1.2694) against the same month in 2019 (average: 1.2657), the exchange rate shifted by +0.0037 (+0.29%).

2020 Avg (December) 1.2694
2019 Avg (December) 1.2657

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.2673 1.2635 1.2654
February 1.2671 1.2652 1.2654
March 1.2744 1.2654 1.2699
April 1.2709 1.2653 1.2687
May 1.2692 1.2654 1.2682
June 1.2673 1.2653 1.2666
July 1.2691 1.2654 1.2669
August 1.2691 1.2654 1.2674
September 1.2691 1.2653 1.2672
October 1.2691 1.2654 1.2672
November 1.2709 1.2646 1.2685
December 1.2747 1.2635 1.2694