YEARLY HIGH
4.8010 THB
YEARLY LOW
4.3209 THB
YEARLY AVERAGE
4.5322 THB

2020 BOB to THB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BOB to THB exchange rate experienced significant fluctuation. The market reached its absolute peak on March 23, valuing the pair at 4.8010. Conversely, the yearly low was recorded on December 17, dropping to 4.3209.

This high-to-low spread represents a total annual volatility of 0.4800 THB. From a start-to-finish perspective, comparing the January average rate of 4.3992 to the December average rate of 4.3611, the exchange rate registered a net change of -0.87% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 4.8010 was up 2.67% compared to the 2019 peak of 4.6762, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 24,005 THB
2019 Average 22,454 THB
Yearly Trough Low 21,605 THB
Transaction Impact: A difference of 2,400.24 THB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

4.7711
4.3238
JanuMarcMayJulySeptNove

BOB to THB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.5793, compared to 4.4851 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0942 points.

H1 Avg (Jan–Jun) 4.5793
H2 Avg (Jul–Dec) 4.4851

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.2657 THB (High: 4.8010 / Low: 4.5352). On the other end, December was the most stable month, with a tight range of 0.0716 THB (High: 4.3925 / Low: 4.3209).

March Spread (Volatile) ±0.2657
December Spread (Stable) ±0.0716

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.1417 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.1417

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 4.6544) against the same month in 2019 (average: 4.5926), the exchange rate shifted by +0.0618 (+1.35%).

2020 Avg (March) 4.6544
2019 Avg (March) 4.5926

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.5137 4.3324 4.3992
February 4.6087 4.4800 4.5321
March 4.8010 4.5352 4.6544
April 4.7970 4.6902 4.7339
May 4.7536 4.6065 4.6488
June 4.5878 4.4624 4.5072
July 4.6142 4.4922 4.5486
August 4.5815 4.4833 4.5217
September 4.5816 4.5000 4.5413
October 4.5784 4.4850 4.5260
November 4.5192 4.3647 4.4117
December 4.3925 4.3209 4.3611