YEARLY HIGH
4.4263 TWD
YEARLY LOW
4.0376 TWD
YEARLY AVERAGE
4.2662 TWD

2020 BOB to TWD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BOB to TWD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 23, valuing the pair at 4.4263. Conversely, the yearly low was recorded on December 27, dropping to 4.0376.

This high-to-low spread represents a total annual volatility of 0.3887 TWD. From a start-to-finish perspective, comparing the January average rate of 4.3402 to the December average rate of 4.0884, the exchange rate registered a net change of -5.80% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 4.4263 was down 4.24% compared to the 2019 peak of 4.6221, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 22,131 TWD
2019 Average 22,346 TWD
Yearly Trough Low 20,188 TWD
Transaction Impact: A difference of 1,943.55 TWD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

4.3997
4.0601
JanuMarcMayJulySeptNove

BOB to TWD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.3446, compared to 4.1877 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1569 points.

H1 Avg (Jan–Jun) 4.3446
H2 Avg (Jul–Dec) 4.1877

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.1112 TWD (High: 4.4263 / Low: 4.3151). On the other end, August was the most stable month, with a tight range of 0.0289 TWD (High: 4.2709 / Low: 4.2420).

March Spread (Volatile) ±0.1112
August Spread (Stable) ±0.0289

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0730 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0730

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 4.3714) against the same month in 2019 (average: 4.4683), the exchange rate shifted by -0.0969 (-2.17%).

2020 Avg (March) 4.3714
2019 Avg (March) 4.4683

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.3911 4.3101 4.3402
February 4.3942 4.3281 4.3630
March 4.4263 4.3151 4.3714
April 4.4031 4.3188 4.3619
May 4.3659 4.3249 4.3408
June 4.3326 4.2543 4.2905
July 4.2773 4.2265 4.2607
August 4.2709 4.2420 4.2533
September 4.2479 4.1878 4.2297
October 4.1898 4.1105 4.1567
November 4.1506 4.1196 4.1377
December 4.1252 4.0376 4.0884