YEARLY HIGH
337.8095 TZS
YEARLY LOW
332.1066 TZS
YEARLY AVERAGE
335.3889 TZS

2020 BOB to TZS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BOB to TZS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 11, valuing the pair at 337.8095. Conversely, the yearly low was recorded on January 1, dropping to 332.1066.

This high-to-low spread represents a total annual volatility of 5.7028 TZS. From a start-to-finish perspective, comparing the January average rate of 333.1596 to the December average rate of 336.4113, the exchange rate registered a net change of 0.98% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 337.8095 was down 1.31% compared to the 2019 peak of 342.2940, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 1,689,047 TZS
2019 Average 1,669,134 TZS
Yearly Trough Low 1,660,533 TZS
Transaction Impact: A difference of 28,514.20 TZS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

336.7382
332.8342
JanuMarcMayJulySeptNove

BOB to TZS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 334.6158, compared to 336.1619 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.5462 points.

H1 Avg (Jan–Jun) 334.6158
H2 Avg (Jul–Dec) 336.1619

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 3.6879 TZS (High: 336.2907 / Low: 332.6028). On the other end, June was the most stable month, with a tight range of 1.0803 TZS (High: 335.7194 / Low: 334.6391).

March Spread (Volatile) ±3.6879
June Spread (Stable) ±1.0803

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.4176 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.4176

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 336.4113) against the same month in 2019 (average: 332.5039), the exchange rate shifted by +3.9074 (+1.18%).

2020 Avg (December) 336.4113
2019 Avg (December) 332.5039

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 333.9232 332.1066 333.1596
February 334.5450 332.6028 333.9463
March 336.2907 332.6028 334.5989
April 336.8037 333.7244 335.4699
May 336.7048 333.3940 335.3168
June 335.7194 334.6391 335.2032
July 336.8320 335.1184 336.0011
August 337.0006 335.7474 336.4129
September 336.9385 335.5077 335.9953
October 336.8460 335.1238 335.9510
November 336.9515 334.9377 336.2000
December 337.8095 334.7965 336.4113