YEARLY HIGH
4.1388 UAH
YEARLY LOW
3.4225 UAH
YEARLY AVERAGE
3.9071 UAH

2020 BOB to UAH Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BOB to UAH exchange rate experienced significant fluctuation. The market reached its absolute peak on December 23, valuing the pair at 4.1388. Conversely, the yearly low was recorded on January 5, dropping to 3.4225.

This high-to-low spread represents a total annual volatility of 0.7163 UAH. From a start-to-finish perspective, comparing the January average rate of 3.4952 to the December average rate of 4.0860, the exchange rate registered a net change of 16.90% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 4.1388 was up 1.13% compared to the 2019 peak of 4.0925, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 20,694 UAH
2019 Average 18,676 UAH
Yearly Trough Low 17,113 UAH
Transaction Impact: A difference of 3,581.43 UAH purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

4.1656
3.4343
JanuMarcMayJulySeptNove

BOB to UAH Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.7651, compared to 4.0492 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2840 points.

H1 Avg (Jan–Jun) 3.7651
H2 Avg (Jul–Dec) 4.0492

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.5365 UAH (High: 4.0958 / Low: 3.5593). On the other end, October was the most stable month, with a tight range of 0.0372 UAH (High: 4.1223 / Low: 4.0852).

March Spread (Volatile) ±0.5365
October Spread (Stable) ±0.0372

Growth Streaks & Declines

Trends

Between June and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0578 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.0578

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 4.0860) against the same month in 2019 (average: 3.4082), the exchange rate shifted by +0.6778 (+19.89%).

2020 Avg (December) 4.0860
2019 Avg (December) 3.4082

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.6228 3.4225 3.4952
February 3.6228 3.5337 3.5551
March 4.0958 3.5593 3.8499
April 4.0157 3.9063 3.9425
May 3.9127 3.8434 3.8847
June 3.8833 3.8438 3.8633
July 4.0359 3.8650 3.9567
August 4.0253 3.9450 3.9856
September 4.0989 3.9986 4.0578
October 4.1223 4.0852 4.1042
November 4.1378 4.0728 4.1047
December 4.1388 4.0242 4.0860