YEARLY HIGH
15.4450 XPF
YEARLY LOW
14.0451 XPF
YEARLY AVERAGE
14.6182 XPF

2021 BOB to XPF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BOB to XPF exchange rate experienced significant fluctuation. The market reached its absolute peak on November 24, valuing the pair at 15.4450. Conversely, the yearly low was recorded on June 7, dropping to 14.0451.

This high-to-low spread represents a total annual volatility of 1.3999 XPF. From a start-to-finish perspective, comparing the January average rate of 14.2347 to the December average rate of 15.2972, the exchange rate registered a net change of 7.46% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 15.4450 was down 5.05% compared to the 2020 peak of 16.2660, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 77,225 XPF
2020 Average 75,806 XPF
Yearly Trough Low 70,225 XPF
Transaction Impact: A difference of 6,999.53 XPF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

15.4034
14.1284
JanuMarcMayJulySeptNove

BOB to XPF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 14.3430, compared to 14.8935 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.5505 points.

H1 Avg (Jan–Jun) 14.3430
H2 Avg (Jul–Dec) 14.8935

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.5650 XPF (High: 15.4450 / Low: 14.8800). On the other end, December was the most stable month, with a tight range of 0.1841 XPF (High: 15.3970 / Low: 15.2129).

November Spread (Volatile) ±0.5650
December Spread (Stable) ±0.1841

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.2117 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.2117

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 15.1657) against the same month in 2020 (average: 14.6044), the exchange rate shifted by +0.5612 (+3.84%).

2021 Avg (November) 15.1657
2020 Avg (November) 14.6044

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 14.3717 14.0761 14.2347
February 14.4269 14.2038 14.2824
March 14.7315 14.2963 14.5201
April 14.7103 14.2353 14.4493
May 14.4081 14.1160 14.2375
June 14.5647 14.0451 14.3340
July 14.7123 14.4887 14.6178
August 14.7943 14.5600 14.6885
September 14.9309 14.5442 14.6871
October 14.9816 14.7946 14.9047
November 15.4450 14.8800 15.1657
December 15.3970 15.2129 15.2972