2020 BRL to HRK Historical Review

YEARLY HIGH

1.6550 HRK

YEARLY LOW

1.1170 HRK

YEARLY AVERAGE

1.2966 HRK

2020 BRL to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BRL to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 2, valuing the pair at 1.6550. Conversely, the yearly low was recorded on November 3, dropping to 1.1170.

This high-to-low spread represents a total annual volatility of 0.5380 HRK. From a start-to-finish perspective, comparing the January average rate of 1.6189 to the December average rate of 1.2041, the exchange rate registered a net change of -25.62% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.6550 was down 7.00% compared to the 2019 peak of 1.7796, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 BRL based on timing:

Yearly Peak High 41,375 HRK

2019 Average 42,038 HRK

Yearly Trough Low 27,925 HRK

Transaction Impact: A difference of 13,449.98 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.6665

1.0959

JanuMarcMayJulySeptNove

BRL to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.4071, compared to 1.1861 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2209 points.

H1 Avg (Jan–Jun) 1.4071

H2 Avg (Jul–Dec) 1.1861

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.1849 HRK (High: 1.5127 / Low: 1.3278). On the other end, October was the most stable month, with a tight range of 0.0363 HRK (High: 1.1586 / Low: 1.1222).

March Spread (Volatile) ±0.1849

October Spread (Stable) ±0.0363

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.1684 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.1684

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 1.6189) against the same month in 2019 (average: 1.7399), the exchange rate shifted by -0.1210 (-6.95%).

2020 Avg (January) 1.6189

2019 Avg (January) 1.7399

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.6550	1.5668	1.6189
February	1.6008	1.5120	1.5711
March	1.5127	1.3278	1.4027
April	1.3698	1.2343	1.3151
May	1.3061	1.1846	1.2383
June	1.3874	1.2281	1.2964
July	1.2706	1.2094	1.2422
August	1.2094	1.1338	1.1655
September	1.2197	1.1412	1.1857
October	1.1586	1.1222	1.1434
November	1.2015	1.1170	1.1759
December	1.2363	1.1764	1.2041